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2-bedroom, 2-bath residence in Belleair offering 1, 555 square feet with an expanded layout and unobstructed southwest-facing golf course and St. Josephs Sound views. Located on the 8th floor of South Garden Building 4, this penthouse-level residence includes approximately 150 additional square feet integrated into the main living area, creating a larger footprint than most units in the building. Its position within the southernmost building provides open sightlines without neighboring buildings interrupting the view corridor.
The open living and dining areas are oriented to maximize natural light and long-range water and fairway views, with direct access to a full-length balcony spanning the unit and accessible from the living room, dining area, and both bedrooms. The kitchen features quartz countertops, a quartzite island with concealed storage, and a layout suited for everyday living or entertaining. Both bathrooms were fully renovated in 2024 with high-end finishes, including Calacatta marble imported from Portugal in the primary bath and quartz surfaces in the guest bath. Offered furnished.
Monthly HOA of $1, 346. 30 includes 24-hour guard service, building insurance, cable, water, sewer, trash, exterior maintenance, grounds maintenance, repairs, pest control, pool maintenance, recreational facilities, on-site management, and reserves. One covered under-building parking space and a private storage closet approximately 4x8 are included. Leasing permitted after one year of ownership with a minimum one-year lease term. One pet permitted up to 25 pounds at adulthood.
Ownership provides immediate eligibility to apply for Belleair Country Club membership without the standard waiting period, subject to club approval. Members maintaining membership for five years may qualify for a 25% initiation fee rebate, and social memberships include two complimentary golf rounds monthly. Residents enjoy a gated and guarded setting, private South Garden pool access, and proximity to golf, marinas, dining, and Gulf beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $740,000 | $740,000 | $740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.277% | 6.223% | 6.183% |
| Monthly Tax Payment | $443 | $443 | $443 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,377 | $4,496 | $6,245 |
| Total Monthly Payment | $4,912 | $5,031 | $6,780 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.