328 Village Dr, #F, Saint Augustine, FL, 32084 | $915,000

Wow - come see this St. Augustine water front beauty - a rarely available 2193sf Condo in the Marina Homes section of the Villages of Vilano. This is a coveted upper level (maximum views!) 3 bedroom, 2. 5 bath unit overlooking the intracoastal! "Move in ready" and the high end furnishings and decor are negotiable! This unit is on the Southwest corner of the 2 middle marina buildings- best views ever! Watch the fun "congo line" of boats, exceptional birding/wildlife and enjoy amazing sunsets not just from the open air deck, but also from the living room and bedrooms. Completely updated - just move in and enjoy! The kitchen was remodeled in 2019 with Quartz counters, new appliances, a wine refrigerator, Soft close cabinets, and high end fixtures. Do not miss your chance at this one - luxury water front magic. Once you see your first sunset from the open decks, sipping your drink of choice with friends and family, you'll know why they don't come up for sale often - they are "Keepers"! But wait - there's more! A large detached 2 car garage includes storage for cars, bikes, beach toys and has storage racks and a pull down attic. The unit was completely repainted, with new carpets in 2017. New hurricane ready windows /sliders were installed when purchased in 2017. The glass in these are highly rated to protect against solar heat penetration with a limited warranty conveying to the new buyer. A New high efficiency HVAC (compressor and air handler) was added in 2018. Also drop down shades were replaced in 2018. The kitchen and living room were remodeled in 2019. Some of the remodeled kitchen features include: Bosch quiet dishwasher, Samsung refrigerator with French doors, Samsung induction cooktop with convection oven, Sharp microwave, U-Line wine refrigerator (holds 44 bottles!), Whirlpool Washing machine, Melie ventless dryer. Bathroom Toilets and valves were replaced in 2023. The current owners continued the improvements year after year - they added a new Retractable awning in 2024 as well as a new hot water tank. The furnishings and art work can be negotiable if the buyer is interested. Community Amenities include guard manned and gated security, RV/Boat storage and parking, boat slips (rented and/or for sale), docks, a private walkover to beach, 2 pools (one heated), a fitness center, Sauna, jacuzzi, basketball, tennis and pickleball courts. If you're new to Northeast Florida - Saint Augustine is expansive with its beginnings in 1565 - with many historic structures and streets. The list is long and includes forts, brick streets and museums. You will see parades, reenactments, pirates and horse drawn carriages gracing the streets as you wander! Explore the Zorayda museum, Lightner museum, Flagler College (once a famous hotel), Lewis Auditorium, historic churches, galleries and restaurants of every style. And of course the magical "Night of Lights" is world renown and can be enjoyed from Thanksgiving through mid January each year. Just a few miles across either the Vilano Bridge or the Bridge of Lions, is the beach! Vilano Beach is where your condo is located - and its evolution is from the "Gilded Age" as a playground for St. Augustine's elite during the Henry Flagler Era. It hosted a 1920s grand Vilano Casino (destroyed by storms in the 1930s) and was a mid century destination for tourism and still continues now with fun stores, a fishing pier, boating activities and great water front restaurants (Caps, Aunt Kates, Beaches of Vilano, The Reef). Both Vilano and Saint Augustine Beach are eclectic, artsy, pet friendly, a beach lovers dream with magical “Old Florida” feel…tropical colors, bike paths, sidewalks, surfers, swimmers, fishermen -come as you are! And a bonus - no high-rises are allowed! Exploring will be fun - visit Anastasia State Park, concerts at the amphitheater (“The Amp”), our beautiful Lighthouse, "beach vibe" ice cream and foodie experiences. And don’t miss The Alligator Farm and Marineland - so much to see - nature calls! Nearby Airports include UST, JAX, DAB, SFB, MCO. Easy access to US 1 and 95 make travel easy! Come on… what are you waiting for!

Features

  • Parking: 2 Car Garage
  • Cooling: Central,Electric
  • Levels: 2
  • Amenities: Exercise,Community Pool Heated,Community Pool Unheated,RV/Boat Parking,Sauna,Tennis,Jacuzzi,Pickleball,Waterfront
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Complex: Villages of Vilano
  • Year Built: 1996
  • Common Charge: $772
  • Approx Sq. Feet: 2,193
  • Est. Taxes: $7,315
  • Lot Desc: Intracoastal Front,Water Front,Intracoastal Condo Complx
  • Water Front: Yes
  • Boat Access: Yes
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 260244
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /prop/260244/328villagedr_saintaugustine_fl?source=qrflyer
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Listing courtesy of St Augustine Realty

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NMLS Mortgage Loan Originator ID 16953

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328 Village Dr, #F, Saint Augustine, FL, 32084

$915,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $732,000 $732,000 $732,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.259% 6.203%
Monthly Tax Payment $610 $610 $610
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,272 $4,448 $6,177
Total Monthly Payment $4,974 $5,150 $6,879

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.