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WATERFRONT: Gorgeous waterfront home in Paradise Island with full coverage Home Warranty & clean 4 pt inspection. large RENOVATED waterfront SHARE (resident owned) home with wonderful view of our spring-fed pond. 1, 552 SF of living space with heated Florida room. Renovated and tastefully furnished 2 bed 2 bath home with open concept living and cathedral ceilings throughout. The price includes the $55k share in the Paradise Island community, right in the heart of Largo, FL (between St Pete & Clearwater)5 miles from our sugar sand Gulf beaches and 30 min to Tampa Intl Airport. This home was unaffected by the '24 storms, & is at high elevation, flood zone X - low risk. Also in the Pet section of the park, so you can bring your fur babies! This is a very pet-friendly park - that's a big deal. Located in the front of the park- easy in & easy out. This Home includes a full coverage one year Home Warranty with Choice Home Warranty, so you can be worry-free in your new home. A CLEAN 4-Point Inspection available by request (Roof, Plumbing/Electric/HVAC) Move-in Ready. ***CO-OP FEE: $462/mo with a comprehensive package including your water, sewer, lawn care, trash, mail to your home, Spectrum cable and high-speed internet with many included streaming apps - One of the best deals in Pinellas county! WELCOME TO PARADISE! ***INTERIOR LIVING SPACE: This home has it all: Great room with Gorgeous engineered hardwood flooring, Updated Kitchen with beautiful white countertops, deep single basin sink, tall chef’s faucet, large pantry and stainless-steel appliances, including a French door refrigerator with ice maker. The dining room is outfitted with an impressive 9 foot built-in hutch and solid wood dining set. The 26 ft wide living room features white and neutral furnishings, fabulous Pier One wicker chairs, and a 55" TCL smart TV. Yes, It comes with all the furniture. There are two inch cordless blinds, with new double pane vinyl bay windows. The main living areas all have modern "knockdown" textured ceilings. The all-weather raised Florida room also has new vinyl windows and 12, 000 BTU Heat and Air unit, so it can be enjoyed all year round! ****LAUNDRY ROOM: Full size GE washer and matching dryer. Lots of cabinets. ***BEDROOMS AND BATHS: The master bedroom suite is large and across the entire front of the home. It has new neutral carpet and is furnished with a queen size bed with padded headboard, a solid wood dresser and includes a ceiling fan and huge walk-in closet with shelving. The ensuite bath is painted a soothing blue and features a garden tub and separate walk-in shower. Updated plumbing and fixtures. The guest room is also large and has a ceiling fan, a double closet and a walk in closet. The hall bathroom features an updated vanity and a tub/shower combination with new bath hardware. ****EXTERIOR features: push button front door lock, vinyl siding, long covered carport for 2 + vehicles. painted driveway. 8 x 8 shed with deep shelving for Lots of extra storage. golf cart pad, Back paver patio to enjoy the beautiful water and wildlife view. Lots of ducks to keep you company! ****IMPROVEMENTS: Complete re-pipe with Pex, Hardwood Flooring, FL room windows/mini split, Bay & master bedroom windows. Master & guest bedroom carpet. kitchen appliances. bathroom faucets, toilets, shower fixtures. Move-in Ready. Buyer to verify measurements and HOA information. ****What are you waiting for? Come and live your best Florida life!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $151,920 | $151,920 | $151,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $156 | $156 | $156 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $839 | $899 | $1,211 |
| Total Monthly Payment | $1,070 | $1,130 | $1,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.