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One or more photo(s) has been virtually staged. OWNER CONCESSION ASSISTANCE: Seller offering a $10, 000 credit to buy down your interest rate by 2% (saves ~$400+/mo)! A rare opportunity in the heart of Seminole Heights, and NO HOA! This charming historic 3-bedroom, 2-bath is truly move-in ready. Even better, the property is zoned for an ADU (Accessory Dwelling Unit), making it a standout “house-hack” opportunity, you can create a guest suite, home office, in-law setup, or add an income-producing space. Set on an expansive lot with plenty of room for a pool, this home blends character, flexibility, and future upside in one of Tampa’s most sought-after neighborhoods. This lot is large enough to add an additional dwelling unit or home. Truly a value for the amount of land the lot offers. Enjoy being steps from Seminole Heights’ favorite restaurants and breweries, close to Rivercrest Park, and just minutes to Downtown Tampa, and Armature Works with easy access to 275. A move-in ready 3/2 with ADU potential in this location is a rare find, don’t wait to see it!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $1,996 | $2,636 |
| Total Monthly Payment | $2,436 | $2,515 | $3,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.