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Welcome to 315 Judson Ave! This beautifully maintained and recently refreshed 3 bedroom 1. 5bath raised ranch has so much to offer; from the prime location in an established neighborhood a short distance from downtown Mystic, to a layout perfect for almost any lifestyle, this turn-key home is ready for you! Through the front entrance and up a short flight of stairs you'll find a sunlit open-concept layout with living room, dining room, and kitchen seamlessly connected. Low maintenance laminate flooring flows through the living areas, and the kitchen is complete with quartz countertops, backsplash, and plenty of cabinetry. A slider leads out to the back deck overlooking a large flat backyard, fully fenced-in and perfect for entertaining. 3 well-appointed bedrooms and a full bath with shower/tub combo complete the first floor. Downstairs leads to a large family room, small home office, half bath with laundry, and access to the one-car garage. This home checks almost every box with additional features including vinyl siding & windows, 2yr old heating system, a large shed for additional storage, and even a neighborhood playground right down the street. Located within close proximity to downtown Mystic with shops & restaurants, and within a short commute to Mystic Seaport & Aquarium, I-95 with access to Electric Boat, the Groton SubBase, and so much more. Schedule your tour today and see all that this home has to offer!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Laminate Floor | 11.0 x 13.0 | Main |
| Bedroom 2 | Ceiling Fan,Laminate Floor | 10.0 x 11.0 | Main |
| Dining Room | Laminate Floor | 10.0 x 11.0 | Main |
| Family Room | Built-Ins,Wall/Wall Carpet | 15.0 x 30.0 | Lower |
| Kitchen | Balcony/Deck,Quartz Counters,Sliders,Tile Floor | 10.0 x 11.0 | Main |
| Living Room | Laminate Floor | 13.0 x 20.0 | Main |
| Office | Wall/Wall Carpet | 6.0 x 10.0 | Lower |
| Primary Bedroom | Ceiling Fan,Laminate Floor | 11.0 x 13.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $531 | $531 | $531 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,498 | $2,635 | $3,565 |
| Total Monthly Payment | $3,121 | $3,258 | $4,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.