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Under contract-accepting backup offers. Short Sale. Welcome to 8155 Giffen Lane, a well-maintained home located in a quiet, established Spring Hill community, offering comfort, functionality, and thoughtful updates throughout. Roof was replaced in 2021 and recent improvements include new kitchen cabinets, a brand-new dishwasher, new toilets, new shower heads, and new ceiling fans throughout, creating a fresh and move-in-ready feel. An extra-large, oversized kitchen pantry adds exceptional storage and everyday convenience. Step outside to enjoy the Florida lifestyle with a screened-in pool area that has been fully tiled and stoned, providing a clean, upgraded space ideal for relaxing or entertaining year-round. Spring Hill is known for its convenient access to shopping, dining, medical facilities, and outdoor recreation. Nearby attractions include local parks, nature preserves, and a short drive to Weeki Wachee Springs, Gulf Coast beaches, and major roadways connecting to Tampa and surrounding areas. With recent updates already completed and a desirable location, this home offers a great opportunity for buyers seeking comfort, outdoor living, and everyday convenience in one of Hernando County’s most popular residential areas. Schedule a private showing today!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $58 | $58 | $58 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,847 | $2,431 |
| Total Monthly Payment | $1,908 | $1,980 | $2,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.