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Under contract-accepting backup offers. Exceptional opportunity to own a well-maintained duplex in desirable Clearwater, ideal for investors, owner-occupants, or those seeking flexible housing solutions. Each unit features a spacious 2-bedroom, 2-bathroom layout with its own attached garage, offering privacy, convenience, and strong rental appeal. Thoughtfully designed floor plans provide comfortable living spaces, functional kitchens, and ample natural light, making these units attractive to long-term tenants or multi-generational living.
Both sides are currently positioned for strong rental performance with estimated rents of approximately $2, 000/month each unit, creating a potential $4, 000 monthly income when fully occupied. This property presents an excellent opportunity to house-hack by living in one unit while renting the other, or to add a solid cash-flowing asset to an investment portfolio in a high-demand rental market.
Each unit includes its own private attached garage, a highly sought-after feature that adds convenience, storage, and increased rental value. Separate entrances enhance privacy for occupants, while the duplex layout allows for efficient management and reduced vacancy risk. The property offers low-maintenance living with a layout that appeals to a wide range of renters, including professionals, small families, and downsizers.
A standout feature of this property is the availability of Rent-to-Own options, providing flexible pathways for qualified occupants who may be working toward homeownership. This can create enhanced tenant stability and long-term income potential while offering buyers an alternative route to ownership.
Located close to shopping, dining, schools, major roadways, and Gulf beaches, this property benefits from Clearwater’s strong rental demand and lifestyle appeal. Easy access to employment centers and everyday conveniences further supports consistent tenant interest. Whether you’re expanding your investment portfolio, seeking a dual-income property, or exploring creative financing strategies, this duplex offers versatility and upside potential.
Do not miss this rare opportunity to acquire a 2/2 duplex with attached garages on both sides, strong projected rents, and flexible rent-to-own possibilities in one of Pinellas County’s most sought-after markets. Schedule your private showing today and explore the multiple income and lifestyle opportunities this property has to proffer.
House-Hack or Cash-Flow Opportunity in Clearwater! This well-designed duplex features two 2-bedroom, 2-bath units, each with its own attached garage and private entrance, offering ideal flexibility for owner-occupants or investors. Live in one unit and rent the other, or rent both for strong income potential. Estimated rents are approximately $2, 000/month each unit, creating up to $4, 000 in monthly gross income when fully occupied. Attached garages enhance rental appeal, tenant retention, and long-term value. Rent-to-own options are available, providing an additional strategy to attract long-term occupants while building equity. Located in desirable Clearwater near shopping, dining, major roads, and Gulf beaches, this property benefits from consistent rental demand. Perfect for investors, first-time buyers looking to offset their mortgage, or anyone seeking a flexible income-producing property in Pinellas County. Schedule your showing today and explore the multiple paths to ownership and cash flow this duplex provides.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $389 | $389 | $389 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,248 | $2,372 | $3,183 |
| Total Monthly Payment | $2,712 | $2,836 | $3,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.