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895 New Waterford DR, #J103, Naples, FL, 34104 | $280,000
Some homes just have a calm, easy feeling the moment you walk in, and this one fits that bill perfectly. Set in the peaceful, well-loved community of Berkshire Lakes, this beautifully maintained home offers lake views, glowing sunsets, and a lifestyle that feels relaxed yet connected to everything Naples has to offer.
Inside, natural light fills the space thanks to its desirable southwestern exposure, drawing your eye straight out to the water. The eat-in kitchen is both practical and welcoming, with granite countertops, stainless steel appliances, and plenty of room for everyday meals or lingering morning coffee. Neutral colors, durable tile flooring, brand new carpet, updated light fixtures and hardware create a clean, comfortable foundation that is easy to make your own.
The layout is simple and smart, offering easy first-floor living and the convenience of a one-car garage. Nothing feels overdone, just well cared for and thoughtfully maintained.
Living in New Waterford means access to its neighborhood pool, along with all the amenities Berkshire Lakes is known for. Residents enjoy a clubhouse, multiple pools, tennis and pickleball courts, scenic walking and biking paths, a fishing pier, and an active social calendar that makes it easy to meet neighbors and stay connected.
Best of all, this location puts you just minutes from Olde Naples, 5th Avenue South, 3rd Street South, world-class beaches, and some of the best shopping and dining in Southwest Florida, all while keeping HOA fees refreshingly low.
This is more than a home. It is a peaceful lakeside lifestyle with Naples right at your fingertips.
Features
- Heating: Central Electric
- Cooling: Central Electric
- Levels: 2
- Amenities: Bike And Jog Path, Clubhouse, Park, Pool, Community Room, Fishing, Library, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Non-Gated, Tennis
- Bedrooms: 2
- Baths: 2 full
- Complex: NEW WATERFORD
- Year Built: 1993
- Common Charge: $1,375 Quarterly
- Approx Sq. Feet: 1,212
- Est. Taxes: $1,965
- Lot Desc: Regular
- View: Pond
- Elem. School: CALUSA PARK ELEMENTARY SCHOOL
- Middle School: EAST NAPLES MIDDLE SCHOOL
- High School: LELY HIGH SCHOOL
- Pet Policy: Number Limit
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
- MLS#: 226003279
- Days on Market: 46 days
- Website: https://www.raveis.com
/prop/226003279/895newwaterforddr_naples_fl?source=qrflyer
Listing courtesy of ROYAL SHELL REAL ESTATE, INC. Phone: 239-992-9100
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
895 New Waterford DR, #J103, Naples, FL, 34104
$280,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $224,000 | $224,000 | $224,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | $164 | $164 | $164 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,289 | $1,361 | $1,815 |
| Total Monthly Payment | $1,528 | $1,600 | $2,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388