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This FULLY FURNISHED move-in-ready, 2-bedroom, 2-bathroom manufactured home is situated directly on the lakefront is located in the desirable 55+ Floral Lakes Community in Bartow, FL. The spacious kitchen is a highlight, boasting white subway tile backsplashes, a breakfast bar, a closet pantry, a large pass-through window, and ample cabinet and counter space. It is fully equipped with stainless-finish appliances, including range/oven, microwave hood, dishwasher, and refrigerator. Adjacent to the kitchen is a charming dinette area with a built-in hutch, as well as an indoor laundry room with the washer and dryer included.
The bright and airy living room flows seamlessly through fully opening pocket glass doors into the Florida Room, which is equipped with a window A/C unit and showcases stunning waterfront views. In the primary bedroom, you will find a full wall of closet space featuring mirrored doors and built-in shelving that functions as both storage and a hidden entertainment center. The updated en-suite bathroom includes a linen closet and a modern ceramic tile enclosure with a doorless, walk-in shower and glass partition. The second bedroom offers a large closet, while the guest bathroom features a large vanity and a refinished shower/tub combo that brightens the space with classic white finishes.
The exterior of the home is designed for both utility and relaxation, featuring a single-car carport plus golf cart parking and a separate workshop/storage room. A rear concrete patio and a private 9’x24’ floating dock with wood decking on pontoons are ideal for enjoying the lake. The property features a durable metal roof. Additionally, the seller has installed extra tie-downs and cables at strategic points for wind damage mitigation and peace of mind.
Located in central Florida, between Tampa and Orlando, this golf cart friendly community is near the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. Here you OWN YOUR LAND (no lot rent) and pay low monthly HOA fees. The Floral Lakes community offers access to a stocked pond with community boat ramp and dock. Clubhouse amenities include recreation space, shuffleboard, putting green, and large heated swimming pool. Social clubs, dances, exercise, pot lucks, and MORE! Association approval is required for purchase. Call your Realtor today for more information and to schedule a showing!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.132% | 5.396% |
| Monthly Tax Payment | $150 | $150 | $150 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $641 | $695 | $925 |
| Total Monthly Payment | $866 | $920 | $1,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.