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LOOKING for Country Living? Look no further than this NEWER Block Home built in 2023 that sits on 1. 21 Acres in the Royal Trails community. As soon as you walk inside you'll notice the extra HIGH CEILINGS and how light & bright the home is! The Living Room is open to the Kitchen that features Lots of Cabinets and Stainless Steel Appliances including Fridge, Stove, Microwave and Dishwasher. The Kitchen also has oversized Granite Countertops that allows for seating. The house has the Split Bedroom Floorplan allowing the Primary Bedroom to be separate from the other Two Bedrooms in the home. The Primary Bedroom has a Walk-In Closet and it's own En-Suite Bathroom that features a Shower. The other Two Bedrooms have a Hall Bathroom that features a Shower and Tub combo. All the Bedrooms have Carpet and the rest of the house has Tile. The home features a Water Softener and Rain Gutters for added care. Located off the Kitchen are French Doors leading out to your Back Porch. The property features a Septic Tank in the front yard and a Well in the back yard. This Royal Trails Neighborhood is Country Living at it's Finest! Royal Trails residents enjoy exclusive access to Equestrian Trails, a Community Park, and a Boat Ramp leading to Lake Norris. The neighorhood is zoned for Horses so bring all your pets and furbabies. The neighborhood also allows RV's, ATV's and Golf Carts so bring all your Toys! With a low HOA fee and no CDD, you don't miss your chance to make this house your home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $331 | $331 | $331 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,011 | $2,093 | $2,756 |
| Total Monthly Payment | $2,417 | $2,499 | $3,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.