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GREAT OPPORTUNITY! 4/5bedroom, 3 full bath, 2, 226 sq ft Cape w/ a FULL IN-LAW SUITE w/ separate entrances. Located in the desirable Bunker Hill area. This home offers exceptional value and flexibility, perfect for owner-occupants, multi-generational living, or investors. The main level features luxury vinyl plank flooring throughout, a large living room, formal dining room, eat-in kitchen, full bath, & a main-level bedroom. Just off the kitchen is a mudroom ideal as a walk-in pantry, leading to a walk-out deck overlooking the expansive backyard. Upstairs offers two additional bedrooms and central air throughout the main home. The finished lower level includes a private 2-bedroom, 2-full-bath in-law apartment w/ 2 entrances. Luxury vinyl flooring. One bedroom is a full en-suite, the 2nd has hardwood floors w/ full bath across. The apartment is equipped with its own mini-split system which was recently put in, that offers air conditioning and heat providing independent climate control. In a addition you have a eat in kitchen & living room, access to basement. . Thid apartment is AMAZING!!. Enjoy multiple patios, spacious large flat yard ideal for entertaining or outdoor activities, ample privacy/ off-street parking, wide street, city water/sewer. FANTASTIC solar panel system w/ little to no electric bill! Opportunity for space, flexibility & income potential. Home is turn key, 1. 5 commute to NYC, schedule your showing today & seize this opportuni
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Laminate Floor | Upper |
| Bedroom 2 | Upper | |
| Bedroom 3 | Full Bath,Hardwood Floor | Lower |
| Dining Room | Laminate Floor | Main |
| Eat-In Kitchen | Laminate Floor | Main |
| Eat-In Kitchen | Lower | |
| Living Room | Laminate Floor | Main |
| Living Room | Laminate Floor | Lower |
| Primary Bedroom | Laminate Floor | Main |
| Primary BR Suite | Bedroom Suite,Full Bath,Laminate Floor | Lower |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $573 | $573 | $573 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,502 | $1,630 | $2,186 |
| Total Monthly Payment | $2,149 | $2,277 | $2,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.