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Riverfront Elegance at Vista Cove Set along the tranquil shores of the San Sebastian River, this distinguished ground-level residence within Vista Cove offers a refined and peaceful interpretation of coastal living in historic St. Augustine. Surrounded by mature foliage and lush greenery, the residence enjoys a rare sense of privacy and quiet separation from neighboring buildings — creating an atmosphere of calm that is especially appealing for those seeking relaxation and unhurried living. Natural light fills the open-concept interiors, which flow seamlessly to a private screened lanai with stone flooring — an intimate retreat for morning coffee, evening breezes, and the simple pleasure of birdsong drifting from the surrounding preserve. The kitchen is beautifully appointed with imported Italian cabinetry, imported Italian Silestone countertops throughout, and mostly brand-new GE kitchen appliances. A brand-new Carrier 2½-ton air conditioning system ensures efficient and dependable comfort year-round. Spacious bedrooms provide restful sanctuaries, while thoughtfully designed baths blend form and functionality. Meticulously maintained and fully updated, this home presents as truly move-in ready, offering confidence and ease from contract to closing — ideal for buyers desiring low-maintenance ownership and predictable living expenses. Residents enjoy access to river overlooks, fishing pier, preserve boardwalks, resort-style pools, and clubhouse amenities — all just minutes from St. Augustine’s Historic District. Notably, the nearest Atlantic beach is less than three miles away. A rare opportunity to embrace privacy, comfort, and quiet enjoyment in one of Northeast Florida’s most desirable waterfront communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$254,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $203,200 | $203,200 | $203,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.508% | 5.668% |
| Monthly Tax Payment | $130 | $130 | $130 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,217 | $1,268 | $1,647 |
| Total Monthly Payment | $1,422 | $1,473 | $1,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.