9980 SE 176TH STREET, Summerfield, FL, 34491 | $279,900

This is more than just a beautifully updated home—it’s a rare property with an unforgettable view and a lifestyle to match.

“Breathtaking” hardly begins to describe the sweeping golf and water views from this well loved home, perfectly tucked away on a secluded cul-de-sac with a truly one-of-a-kind lot. With a double fairway view, a pond behind you, and privacy all around, this property offers a rare combination of serenity, scenery, and space that is hard to find in a community.

Inside, the home shines with thoughtfully updated kitchen and bathrooms designed for both beauty and functionality. The stunning kitchen features gleaming quartz countertops, upgraded appliances, abundant workspace, soft-close cabinetry and modern finishes, making it the perfect hub for cooking, gathering, and entertaining. The same attention to detail carries into both beautifully renovated bathrooms, where quartz countertops, an updated shower and a jetted tub create an exclusive spa feel.

The massive extended living area is truly a showstopper, offering the perfect place to relax or entertain while enjoying uninterrupted views of the golf course and sparkling water beyond. Throughout the home you’ll find plank-style tile flooring for a seamless, modern look, with cozy carpeting in one guest bedroom for added comfort.

With three spacious bedrooms, generous closet space, double vanities in the primary suite, soft-close drawers throughout, and a full two-car garage, this home effortlessly blends luxury and practicality.

Step outside and discover a backyard that is just as special as the home itself. The fenced yard, charming gazebo, and inviting seating area create a peaceful outdoor retreat—perfect for morning coffee, evening gatherings, or even watching the rocket launches. Just moments from your back door, you’ll also find a small piece of local history, adding to the unique character of this remarkable setting.

Major updates provide peace of mind:
Roof – 2017
HVAC – 2023

Located in the highly sought-after Spruce Creek South community, you’ll enjoy gated security, golf-cart-friendly living, and quick access to the dining, shopping, and entertainment of Spanish Springs in The Villages. Residents enjoy an incredible lineup of amenities including an 18-hole golf course, 25, 000-square-foot clubhouse, fitness center, ballroom, library, hobby and game rooms, The Links restaurant, plus pickleball, tennis, bocce, volleyball, basketball, pool and spa, softball and horseshoe teams, water aerobics, dance clubs, and countless social activities. Interior and exterior Ring doorbell security system will convey with the home.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 125 x 130
  • Laundry: Inside
  • Year Built: 1990
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,826
  • Acreage: 0.37
  • Lot Size: 125 x 130
  • Est. Taxes: $2,126
  • HOA Fee: $180 Monthly
  • View: Golf Course
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: G5106662
  • Days on Market: 109 days
  • Website: https://www.raveis.com
    /prop/G5106662/9980se176thstreet_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/28/2026 5:47:07 PM)

William Raveis Family of Services

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Susan FlorbySales Associate

203.550.0626

Susan.Florby@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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9980 SE 176TH STREET, Summerfield, FL, 34491

$279,900

Susan Florby

Sales Associate

William Raveis Real Estate

Phone: 203.550.0626

Susan.Florby@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $177 $177 $177
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,341 $1,397 $1,845
Total Monthly Payment $1,593 $1,649 $2,097

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.