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Solid concrete block construction meets elevated coastal living in this 2020 custom River District retreat—built to last and made to love! This immaculate 3-bedroom, 2-bath, 2-car garage home was thoughtfully crafted by a respected local independent builder and showcases exceptional quality, design, and modern luxury in the heart of Palmetto’s desirable River District. Accented with Hardie Plank siding for added durability and curb appeal, the home features soaring cathedral ceilings, an expansive open floor plan, luxury waterproof vinyl plank flooring, custom wood trim, built-in shelving, upgraded lighting, and blackout blinds throughout. The gourmet kitchen is a true showstopper, offering a grand island, custom wood cabinetry with abundant storage, and high-end appliances including an induction stove and stainless steel wall-mounted range hood—perfect for both everyday living and entertaining. Peace of mind comes standard with hurricane impact windows, exterior doors and garage door, spray foam attic insulation, insulated interior walls for sound absorption, and sun-protective impact glass. Step outside to your private, fenced backyard oasis featuring a fire pit, heated jacuzzi, and two charming gazebos with electricity, including an elevated screened gazebo ideal for enjoying breathtaking watercolor sunsets. A double-gated side yard provides ample space for boat, jet-ski, camper, or side-by-side parking, with Regatta Pointe Marina, riverfront dining, shopping, and entertainment just one mile away. Centrally located between St. Pete/Tampa and Bradenton/Sarasota, with many gulf coast beaches to choose from, and offering NO HOA, NO CDD, and NO rental restrictions, this exceptional property truly has it all. Schedule your private showing today and experience it firsthand.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,520 | $391,520 | $391,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $600 | $600 | $600 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,192 | $2,345 | $3,122 |
| Total Monthly Payment | $2,867 | $3,020 | $3,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.