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Under contract-accepting backup offers. The Florida HOME dream remains within reach. NOT FLOOD ZONE! Set along a tranquil water view this home offers low-maintenance living in the sought-after gated community of Talon Bay. This bright, open layout features tile flooring throughout the main living areas and flows into a beautifully appointed kitchen. A nearby laundry room with new washer and dryer, along with custom cabinetry, adds convenience and extra storage.
Step outside to the screened lanai and savor peaceful water views with gentle Florida breezes—perfect for morning coffee or evening relaxation. Carefree living continues with the HOA handling exterior maintenance, lawn and shrub care, and includes cable service.
Talon Bay residents enjoy resort-style amenities including a heated community pool, fitness center, tennis and pickleball courts, kayak launch, and a beautiful clubhouse with an active social calendar. Ideally located between Sarasota and Fort Myers, you’re just 1. 5 miles from the renowned Warm Mineral Springs, close to shopping and dining, and a short drive to world-famous Gulf beaches.
This move-in-ready waterfront opportunity includes numerous upgrades and improvements: central vacuum system, tankless water heater (approx. 3 years old), new dishwasher 2024, new garage door motor/opener (2025), front door screen with lock, new fire alarms (2025), new outdoor lamp/light (2025), hurricane shutters (2025), eight ceiling fans including custom installations in the garage and lanai, and an air conditioner installed in 2020.
Master carpenter enhancements elevate the home further with wood cabinetry in the garage, custom laundry room cabinets, custom crown ceiling molding, Tiffany-style accent windows at the front entrance, and refined custom tile work in the kitchen.
A wonderfully upgraded, low-maintenance home in Talon Bay—don’t miss your chance to make this waterfront gem your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $172 | $172 | $172 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,571 | $1,613 | $2,119 |
| Total Monthly Payment | $1,818 | $1,860 | $2,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.