1166 CHANCELLOR DRIVE, Holiday, FL, 34690 | $499,900

Stunning fully remodeled 4-bedroom, 3-bath waterfront home offering privacy, functionality, and true Gulf-access living. This exceptional property has remained high and dry with no flooding during recent storms, providing peace of mind along with an unbeatable natural setting. Set along a scenic bend of the river, the backyard overlooks a private island preserve—meaning no rear neighbors, just nature. Dolphins, manatees, and a wide variety of birds are frequent visitors, creating a tranquil waterfront backdrop rarely found. The thoughtfully designed split floorplan features two complete en suites located on opposite sides of the home, ideal for multigenerational living, guests, or added privacy. The home has been meticulously maintained and extensively upgraded.

Outdoor & Waterfront Features include:
10, 000 lb boat lift with dock
Heated chlorine pool with new variable-speed pool pump (2024)
New pool heat pump (2024)
Gravity overflow pool drain to prevent overfilling
New stainless steel boat lift cables (2025)

Interior & Systems Upgrades:
Brand-new kitchen with ventless hood, microwave, dishwasher (2026), refrigerator, and stove (2025)
Moen motion-sensor kitchen faucet with WiFi/app control (2025)
Propane tankless hot water heater on demand (2025)
Additional electric on-demand water heater available (can be reconnected)
Whole-home 5-stage Halo water treatment system (2025)
Entire home repiped with Uponor PEX water lines (2025)

Efficiency, Safety & Storm Readiness:
Generator-ready electrical setup
EV charging outlet in garage
Commercial-grade garage door opener and fully rebuilt garage door (springs, rollers, hinges – 2025)
Electrical panel installed 2018
Roof (2018)
Air handler and heat pump (2018)
Additional blown-in attic insulation (2025)
New doors and windows (2025)

Additional Features:
New 4-zone front yard sprinkler system with WiFi-controlled pump (private well water – 2025)
ADT security system with fire and carbon monoxide detection
Nest Ring doorbell and garage camera convey

This home offers true waterfront privacy, modern systems, and extensive upgrades, making it ideal for full-time living or a refined coastal retreat with direct Gulf access.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Garage
  • Year Built: 1973
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,761
  • Acreage: 0.17
  • Est. Taxes: $3,473
  • Lot Desc: Flood Insurance Required, FloodZone
  • View: Water
  • Elem. School: Sunray Elementary-PO
  • Middle School: Paul R. Smith Middle-PO
  • High School: Anclote High-PO
  • Pool: Gunite, Heated, Screen Enclosure
  • Appliances: Dishwasher, Electric Water Heater, Gas Water Heater, Range, Range Hood, Refrigerator, Water Filtration System
  • MLS#: W7882202
  • Days on Market: 78 days
  • Website: https://www.raveis.com
    /prop/W7882202/1166chancellordrive_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 10:47:07 PM)
Listing courtesy of SNAP REALTY LLC   Phone: 727-457-5453

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1166 CHANCELLOR DRIVE, Holiday, FL, 34690

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $289 $289 $289
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,302 $2,561 $3,321
Total Monthly Payment $2,666 $2,925 $3,685

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.