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Set on a pond-front lot in the desirable Carolina Bay subdivision, this charming cottage-style home offers a thoughtful layout, extensive updates, and inviting indoor and outdoor living spaces. A detached two-car garage sits at the rear of the property and is accessed by a long driveway, providing ample parking and a clean streetscape. The fenced backyard features a large screened-in porch and a 12x30 deck overlooking the pond, creating an ideal setting for relaxing or entertaining. Inside, the first floor is anchored by a spacious primary suite, complete with a large bathroom featuring a dual vanity, renovated shower, garden tub, and walk-in closet. The open-concept main living area showcases 9-foot ceilings and wood floors throughout, offering a bright and cohesive feel. The kitchen is outfitted with quartz countertops and stainless-steel appliances, including a new dishwasher installed in September 2025. Also on the main level are a dedicated office with built-in shelving and a renovated half bathroom. Upstairs, a flexible loft or play area with built-in shelving connects two additional bedrooms that share a Jack-and-Jill bathroom. This bathroom has been recently updated with new tile and a new vanity, making it well suited for family members or guests. Recent improvements throughout the home include a Daikin 3. 5-ton gas split system HVAC installed in April 2023, a new tankless hot water heater added in 2024, updated interior and exterior paint, and renovated bathrooms. Gas lanterns add classic Lowcountry character to the spacious front porch. Conveniently located, the home is approximately 15 minutes from Downtown Charleston, about 10 miles from Mount Pleasant, and roughly 20 minutes from Summerville, providing easy access to major employment centers, shopping, dining, and recreation. Combining modern upgrades, functional design, and scenic outdoor living, this Carolina Bay home offers comfort, versatility, and an excellent Charleston-area location.
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$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.296% | 6.406% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,965 | $3,128 | $4,117 |
| Total Monthly Payment | $3,057 | $3,220 | $4,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.