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Welcome to 139 Erin Lane, a rare opportunity to own a beautifully maintained 3-bedroom, 2. 5-bath townhouse in the sought-after Lakes community of East Setauket. Tucked away in a tranquil, park-like setting, this spacious home offers beautiful water views right from your backyard patio. Step inside to a warm and inviting interior featuring a large sunlit living room with a gas fireplace, perfect for cozy evenings. The open-concept flow continues into the formal dining area and a well-appointed eat-in kitchen with stainless steel appliances, plenty of cabinetry, and tiled flooring. A convenient half bath completes the main level. Upstairs, you’ll find three generously sized bedrooms including a luxurious primary suite with vaulted ceilings, an abundance of natural light, walk-in closet, and a private en-suite bath with a separate shower and soaking tub. Two additional bedrooms share a full bath, offering flexibility for guests, or a home office setup. Enjoy peaceful mornings and relaxing evenings on your private patio overlooking the lake and fountain, creating a serene, vacation-like atmosphere year-round. Additional highlights include a 1-car attached garage, laundry area, gas heating, central air, and ample storage throughout. Located in the desirable Three Village School District, The Lakes offers residents a low-maintenance lifestyle with beautifully landscaped grounds, walking paths, and a welcoming community feel. Close to local shops, restaurants, Stony Brook University & Hospital, and major highways. Don’t miss your chance at this home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $532,000 | $532,000 | $532,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $392 | $392 | $392 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,276 | $3,359 | $4,418 |
| Total Monthly Payment | $3,760 | $3,843 | $4,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.