307 ST GEORGE Street, Saint Augustine, FL, 32084 | $869,000

Classic Elegance in the Heart of St. Augustine's Historic District. Built in 2019, this exceptional residence blends Old World architectural charm with the confidence and comfort of modern construction. Elevated 10 feet above grade and never flooded, the thoughtfully designed single-level home offers two bedrooms and two-and-a-half baths, with soaring 10-foot ceilings that create a bright, gallery-inspired interior ideal for displaying fine art.
Oversized windows fill the home with natural light, while ceiling fans in every room enhance comfort and style. Luxury vinyl tile flooring provides a refined aesthetic with effortless maintenance. The kitchen features quality cabinetry enhanced with ShelfGenie custom shelving, custom blinds, and functional design suited for everyday living and entertaining.
Generous front and rear porches—recently refreshed and equipped with two new ceiling fans—extend the living space outdoors and invite relaxed enjoyment of the surroundings. The rear porch includes a discreet, handicap-accessible ramp and offers excellent potential for conversion into an additional bedroom. A full-length driveway provides convenient rear access and ample guest parking, complemented by reserved on-street parking for area residents. Adding exceptional flexibility, the Historic Architectural Review Board has approved plans for a second-story addition and perimeter fencing, offering future expansion opportunities. The professionally curated no-lawn garden is serene and low-maintenance, attracting abundant birdlife. From the porch, enjoy visits from cardinals, bluebirds, chickadees, woodpeckers, red-winged blackbirds, Carolina wrens, doves, finches, and titmice. Hummingbirds frequent the feeder, while the birdbath is currently visited by migrating robinscreating a peaceful, immersive outdoor experience. The home is finished with resilient cedar siding and is located just a short walk from the St. Johns County River House Recreation Center, offering classes in dance, art, music, exercise, bridge, and more. The neighborhood is prized for its peaceful atmosphere, strong sense of community, and absence of short-term rental zoning, with an active Old City South Neighborhood Association hosting year-round social events. Ideally situated within easy walking distance of Lake Maria Sanchez, the Bayfront, Flagler College, and downtown St. Augustine's renowned dining, shopping, and cultural attractions.

Features

  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Style: Craftsman
  • Year Built: 2019
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,414
  • Acreage: 0.09
  • Est. Taxes: $7,488
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
  • MLS#: 2126282
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/2126282/307stgeorgestreet_saintaugustine_fl?source=qrflyer
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Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

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307 ST GEORGE Street, Saint Augustine, FL, 32084

$869,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $695,200 $695,200 $695,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.858% 5.806%
Monthly Tax Payment $624 $624 $624
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,839 $4,057 $5,727
Total Monthly Payment $4,555 $4,773 $6,443

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.