634 EDGEWATER DRIVE, #849, Dunedin, FL, 34698 | $644,000

One or more photo(s) has been virtually staged. EDGEWATER ARMS PENTHOUSE-END UNIT with SPECTACULAR WATER VIEWS. Discover one of Dunedin's most coveted addresses at Edgewater Arms! This 2-bedroom, 2-bath penthouse end unit offers stunning waterviews as far as the eye can can see, overlooking the public marina and shimmering Intracoastal waterways. Step inside this light-filled home featuring new carpet and fresh paint, creating an inviting canvas in good condition with endless potential to personalize and make your own. Enjoy panoramic water views from the living room and both bedrooms, all located on the north-facing side that stays cool during summer months. The thoughtfully designed floorplan includes a pass-through to the dining room, Corian countertops, on-demand water heater, central vacuum, washer/dryer, and a ton of closet space throughout. BUILDING UPGRADES & COMMUNITY FEATURES. Edgewater Arms is better than ever, with major enhancements completed following storms a few years ago, including: new lobby and public restrooms, new HVAC systems on every common hallway floor, fresh landscaping, brand new piers, completed renovated waterfront clubhouse with dining room, fitness center & game/recreation rooms. AMENITIES THAT DEFINE the FLORIDA LIFESTYLE. Heated waterfront pool, gas grills and cookout area, kayak storage with direct water access, bike storage, lush waterfront grounds, active 55+ community with weekly social gatherings organized by a recreation committee, close-knit ownership with strong resident involvement. LOCATION, LOCATION! This one-of-a kind mid-rise gem sits in the heart of downtown Dunedin-stroll to shops, dining, the marina, and all the street life the city is loved for. Beaches, cultural attractions, and spring training ball-parks are a quick drive away, and the major airports & Tampa Bay metro areas are approximately 45 minutes from your door. Experience the best of Florida living-beauty, activity and community-at Edgewater Arms. Don't miss this rare penthouse opportunity!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Laundry, Lobby Key Required, Maintenance, Pool, Recreation Facilities
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen, Laundry Closet
  • Complex: EDGEWATER ARMS 4TH CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 1,630
  • Acreage: 0.41
  • Est. Taxes: $2,843
  • Condo Fee: $1,287 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8465503
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8465503/634edgewaterdrive_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/2/2026 4:03:15 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

634 EDGEWATER DRIVE, #849, Dunedin, FL, 34698

$644,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $515,200 $515,200 $515,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $237 $237 $237
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,845 $3,048 $4,108
Total Monthly Payment $3,174 $3,377 $4,437

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.