1317 AMERICAN ELM DRIVE, Altamonte Springs, FL, 32714 | $430,000

Under contract-accepting backup offers. **This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment. **

Welcome to 1317 American Elm Drive, a beautifully maintained 3-bedroom, 2-bath home with 1, 743 sq. ft. of heated living space in a peaceful Altamonte Springs neighborhood. This bright and inviting home is filled with natural light, including skylights in the family room that create an airy and open atmosphere perfect for everyday living.

The floor plan includes a spacious living room and a cozy family room that flows seamlessly into the kitchen and dining areas. Step outside to your covered, screened-in patio, ideal for entertaining or relaxing while overlooking your private yard, a perfect space for outdoor enjoyment and added privacy.

Recent upgrades add comfort and peace of mind, including a brand-new AC system installed in 2024, along with a full repipe completed in 2024. The home features a Daikin Fit 3. 5 ton system, known for its high efficiency, quiet operation, and compact design. With inverter-driven, variable-speed technology, this system offers excellent humidity control, energy savings, and compatibility with the Daikin One+ smart thermostat for precise comfort. The exterior of the home was freshly painted in 2021 at the time the roof was replaced, adding to the home’s well-cared-for appeal.

Enjoy the comfort of a thoughtfully designed home with plenty of room for family activities and gatherings. Large windows and open spaces make it easy to enjoy sunny Florida days from the comfort of your own home. With its quiet yet convenient location, this property offers the perfect balance of tranquility and access to everything Central Florida has to offer.

Features

  • Amenities: Clubhouse, Playground, Pool
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Colonial
  • Year Built: 1990
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,743
  • Acreage: 0.16
  • Est. Taxes: $2,415
  • HOA Fee: $91 Monthly
  • Lot Desc: Landscaped
  • View: Garden
  • Elem. School: Bear Lake Elementary
  • Middle School: Teague Middle
  • High School: Lake Brantley High
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6375422
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/O6375422/1317americanelmdrive_altamontesprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/10/2026 4:45:00 AM)
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS   Phone: 407-629-4420

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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1317 AMERICAN ELM DRIVE, Altamonte Springs, FL, 32714

$430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.149% 6.178% 5.541%
Monthly Tax Payment $201 $201 $201
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,926 $2,062 $2,765
Total Monthly Payment $2,202 $2,338 $3,041

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.