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Welcome to Cambray Creek that's now listed at $288k — where comfort, convenience, and low-maintenance living come together as the HOA Fee Includes: Lawn Care, Gated Community, Roof and Exterior Maintenance, Painting of Exterior giving you peace of mind that everything on the outside is taken care of. Nestled inside a private, gated community, this MOVE-IN READY ready 2-bedroom, 2-bath home with a dedicated office offers a thoughtful layout, modern updates, and a true sense of community. Step inside to a bright, open-concept floor plan filled with natural light and tile flooring throughout and no carpet anywhere. The spacious wrap-around kitchen is ideal for everyday living and entertaining, featuring granite countertops, stainless steel appliances, ample cabinetry, and seamless flow into the dining area, where windows surround the space with sunshine. The primary suite is a peaceful retreat with a tray ceiling, abundant natural light, and a well-appointed en-suite bathroom complete with dual sinks, a walk-in shower, transom window, and a generously sized walk-in closet. A split bedroom layout provides privacy, with the second bedroom located at the front of the home, perfect for guests. The French-door office offers flexible space for working from home, hobbies, or a den. Enjoy added peace of mind with major updates already completed, including a brand NEW ROOF (2024), WATER HEATER (2017), and AC (2010). Additional highlights include an indoor laundry room conveniently located between the garage and kitchen, plus a patio that's the perfect spot for morning coffee or relaxing in the afternoon sun. Just a short walk to the community pool and clubhouse, this home delivers low-maintenance villa living in a quiet, friendly neighborhood ideal for those seeking comfort without the upkeep.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$288,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $230,400 | $230,400 | $230,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.296% | 6.406% | 5.668% |
| Monthly Tax Payment | $276 | $276 | $276 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,345 | $1,419 | $1,867 |
| Total Monthly Payment | $1,696 | $1,770 | $2,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.