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Brand-New 4BR/3BA Home with Impact Windows, Summer Kitchen & Covered Lanai – 78 Bishop St, Port Charlotte
New 2026 construction offering modern design, low-maintenance ownership, and meaningful insurance advantages with impact windows and new systems throughout.
The heart of the home is a spacious 17'10" x 21'2" living room, open to the kitchen and dining area, creating a true gathering space for everyday living and entertaining. The 10'8" x 16'5" kitchen provides generous counter space and a practical layout designed for real use.
The private primary suite features a 13'2" x 14'2" bedroom, oversized walk-in closet (9'6" x 6'8"), and spa-style en-suite bath (9'6" x 11'2"). Three additional bedrooms, all approximately 12' x 10', offer flexibility for family, guests, or home office needs.
Enjoy over 270 sq ft of covered outdoor living with a 15'10" x 10'5" rear lanai featuring a built-in summer kitchen, plus a covered front patio, ideal for evening dinners, entertaining, or relaxed Florida living.
Investment & Rental Potential
With its 4-bedroom / 3-bath layout, split floor plan, impact windows, and outdoor kitchen, this property is well suited for short-term rental, seasonal use, or long-term leasing, subject to local regulations. New construction and modern systems help reduce maintenance and insurance costs, supporting strong long-term operating efficiency and attractive income potential.
Additional features include a whole-house water filtration system, dedicated laundry room, abundant storage, automatic sprinkler system, and attached 2-car garage.
Conveniently located minutes from shopping, dining, schools, and major roadways in a quiet, established Port Charlotte neighborhood.
Move-in ready. Sold AS-IS.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $299,920 | $299,920 | $299,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $42 | $42 | $42 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,796 | $1,871 | $2,471 |
| Total Monthly Payment | $1,913 | $1,988 | $2,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.