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Presented by
Brittany Pisco |
18970 MCGRATH CIRCLE, Port Charlotte, FL, 33948 | $240,900
This beautifully maintained three-bedroom, two-bath residence offers a rare combination of extensive upgrades, thoughtful improvements, and turnkey convenience, making it an exceptional opportunity for homeowners and investors alike. Situated in a peaceful, established neighborhood close to everyday necessities, medical facilities, parks, and nearby water access, this property delivers both comfort and practicality.
The home has been significantly updated to provide long-term peace of mind. Major improvements include a new roof, hurricane-impact windows and doors, and a 2017 air conditioning system, ensuring durability and efficiency. A brand-new water heater installed in February 2024, along with new kitchen appliances added in 2024, further enhances the home’s functionality. Additional recent upgrades include a new front door, new garage door and opener, offering both curb appeal and everyday convenience.
The interior features a smart and livable floor plan with low-maintenance finishes, making it ideal for full-time living, seasonal enjoyment, or rental use. The home is being sold fully furnished, allowing the next owner to move in immediately or begin generating income with ease.
Outdoor improvements were completed in 2024 and include a newly installed fence that provides added privacy, along with a new shed for extra storage. A driveway apron on the south side of the property, along with a 12-foot double gate, provides convenient access and the capability to store a boat, trailer, or other recreational equipment securely in the backyard. The yard offers versatile space for entertaining, relaxing, or additional storage needs. With no HOA restrictions, owners have the freedom to enjoy the property without added limitations.
This home is perfectly suited for a wide range of buyers—from those seeking a primary residence to those looking for a vacation getaway, downsizing option, or investment property. The combination of modern updates, storm-ready features, furnishings included, and a convenient location makes this property a standout choice. A move-in-ready home with this level of care and recent improvements is a rare find—schedule your showing today.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 85 x 125
- Laundry: Inside, Laundry Room
- Year Built: 1984
- Garage: 1-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 933
- Acreage: 0.24
- Lot Size: 85 x 125
- Est. Taxes: $2,616
- View: Trees/Woods
- Pool: Above Ground, Deck
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: C7520498
- Days on Market: 46 days
- Website: https://www.raveis.com
/prop/C7520498/18970mcgrathcircle_portcharlotte_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Brittany PiscoLicensed Associate Real Estate Broker
914.879.2616
Brittany.Pisco@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2166562
302.293.7433
Brian.Shahwan@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
18970 MCGRATH CIRCLE, Port Charlotte, FL, 33948
$240,900
Brittany Pisco
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.879.2616
Brittany.Pisco@raveis.com
Brian Shahwan
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $192,720 | $192,720 | $192,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $218 | $218 | $218 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,154 | $1,202 | $1,574 |
| Total Monthly Payment | $1,447 | $1,495 | $1,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388