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A True Gem at the Pelham Border-Comfort, Convenience & Endless Possibilities. Discover this beautifully maintained home nestled on a quiet street just steps from the Pelham border. This residence offers the perfect blend of comfort and convenience, with easy access to major highways-making commuting to NYC, upper Westchester, and Long Island a breeze. Step inside through an enclosed, heated front porch featuring large windows that fill the space with natural light and provide year-round comfort with both heating and A/C. The porch leads to a spacious living room adorned with original parquet flooring and elegant crown molding, which extends throughout the home. The formal dining room comfortably seats eight, ideal for gatherings and holiday meals. The updated eat-in kitchen is a chef's dream, complete with stainless steel appliances, ample cabinetry, and a walk -in pantry for additional storage. From the kitchen, walk out to a private deck- your personal retreat perfect for morning coffee or evening dinners. The backyard is designed for both relaxation and entertainment. Soak in your jacuzzi on warm summer days or plant your own vegetables in the dedicated garden area. The maintenance-free yard features attractive pavers, making cleanup a breeze. Upstairs, the primary bedroom accommodates a king-size bed and features two generous closets, including one double hung. The second bedroom fits a queen-size bed and also offers two large closets. The third bedroom is ideal for a home office and includes a spacious double-hung closet. The fully finished basement expands your living space and includes a full bathroom with a shower stall, laundry area with a large closet, and additional storage space-perfect for hosting or family gatherings. Additional features include: * Fully insulated attic for energy efficiency *Mini-split systems in every room for cost-effective heating and cooling *Solar panels that help reduce electric bills *Security system connected directly to police and fire departments Public transportation is nearby, offering quick access to Pelham, New Rochelle, Yonkers, the Bronx and Mount Vernon. Enjoy the community vibe and take advantage of nearby Wilson Woods Park, where you can swim, walk, or simply relax. This home is ready for you to make it your own-with welcoming neighbors and a wonderful location, you won't want to miss it!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $591,200 | $591,200 | $591,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $869 | $869 | $869 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,311 | $3,541 | $4,714 |
| Total Monthly Payment | $4,272 | $4,502 | $5,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.