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You don’t want a project. You want a place where your shoulders drop the minute you walk in. You’ve looked at single-family homes in this price range — they come with tradeoffs you don’t have time or energy for. Something always needs fixing. The garage is tiny (or gone). Storage is nil. And “move-in ready” usually means move-in, then start budgeting for repairs. Condos aren’t it either. No garage. Nowhere to tinker, store bikes, tools, or life. Too close to everyone else’s noise. Too many rules. Too much friction. What you actually want is quiet. Privacy. Space that works. A home that feels settled — not stressful. That’s exactly what this townhome delivers.
Tucked into a small, low-key community on a side road — close to everything but not sitting on top of it — this home feels calm in a way that’s hard to explain until you’re here. Around 5pm, you’ll see neighbors pulling into their garages, walking dogs, waving hello. Friendly, not intrusive. Social when you want it. Peaceful when you don’t. Inside, everything is already done. The entire interior has been freshly repainted — cabinets, walls, ceilings, baseboards — so nothing feels tired or patched together. Pale Oak walls downstairs are warm, grounded, flexible, and easy to live with. Upstairs shifts to Pensive Sky, a soft blend of gray, blue, and green that feels genuinely restful at the end of a long day. The layout is open without being loud. The kitchen flows naturally into the living space and out to the screened lanai — perfect for everyday life, not just entertaining hypotheticals. Upstairs, all bedrooms are thoughtfully placed, with the third bedroom staged as a home office — ideal for work-from-home days, late-night emails, creative projects, or a future nursery or guest room. And then there’s the garage — a real one. Two-car. Storage for the things you actually own. Space to work on your car, your gear, or your next idea. Not a converted afterthought. One of the biggest surprises is outside. This unit sits in one of the best positions in the community, backing to expansive green space instead of another building. Yards and yards of lawn, mature trees, and a sense of breathing room you don’t usually get with townhome living. When you do want amenities, they’re there — a community pool with shaded seating and restrooms — but the vibe here isn’t loud or chaotic. This isn’t a retiree resort or a Air BNB scene. It’s a place for people with full lives who want their home to be a refuge. Convenient to Countryside Mall, grocery stores, schools, hospitals, hardware stores, and an easy commute to Dunedin, Palm Harbor, Tarpon Springs, Tampa, and St. Pete — without bringing that traffic noise home with you. This is the kind of home that quietly solves problems you’re tired of thinking about. Stop scrolling. Start living. This is the one you see in person and immediately get why it won’t last.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $493 | $493 | $493 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,701 | $1,847 | $2,476 |
| Total Monthly Payment | $2,268 | $2,414 | $3,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.