2825 MURRAY PASS, Odessa, FL, 33556 | $539,900

One or more photo(s) has been virtually staged. Welcome to 2825 Murray Pass, Odessa, Florida, located in the desirable Starkey Ranch community. Built in 2019, this well-maintained 3-bedroom, 2-bath home with a 2-car garage offers a functional open, split-bedroom floor plan in a community known for its thoughtful design and low annual HOA of $85. As you enter through the front door, you’re welcomed into an open living space featuring tile flooring throughout the main living areas, recessed cam lighting, plantation shutters, and power roll-up shades, creating a bright, comfortable, and finished feel. The open layout flows naturally into the kitchen, making the space ideal for everyday living and entertaining.
The kitchen features granite stone countertops, upgraded cabinetry with soft-close drawers, stainless steel appliances, and LED under-cabinet lighting, adding both function and ambiance. Just off the kitchen is a convenient office nook, offering a flexible space for work or daily organization.
The split-bedroom layout provides privacy, with the primary suite featuring two walk-in closets, a walk-in shower, and a private toilet closet. The secondary bedrooms are carpeted, offering added comfort and are thoughtfully positioned within the home.

Across from the kitchen and office nook is the laundry room, where the washer and dryer convey with the sale, offering convenient access. The laundry room leads directly to the rear-entry two-car garage, accessible via a private alley.
The exterior layout adds exceptional functionality, with front-entry street parking for guests and rear alley access to the driveway and garage. This dual-access design allows entry from both the front and rear of the home and results in minimal through traffic, creating a quieter and more private setting. Additional features include natural gas service and an exterior gas hookup for a grill, added by the seller as an upgrade. This newer home offers modern features, efficient systems, and a smart layout within a well-planned Odessa community.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,011
  • Acreage: 0.14
  • Est. Taxes: $7,807
  • HOA Fee: $85 Annually
  • Lot Desc: In County, Landscaped, Level, Sidewalk
  • View: City
  • Elem. School: Starkey Ranch K-8
  • Middle School: Starkey Ranch K-8
  • High School: River Ridge High-PO
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: GC536778
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/GC536778/2825murraypass_odessa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/18/2026 5:07:42 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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2825 MURRAY PASS, Odessa, FL, 33556

$539,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,920 $431,920 $431,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.648%
Monthly Tax Payment $651 $651 $651
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,486 $2,624 $3,501
Total Monthly Payment $3,229 $3,367 $4,244

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.