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One or more photo(s) has been virtually staged. Welcome to 2825 Murray Pass, Odessa, Florida, located in the desirable Starkey Ranch community. Built in 2019, this well-maintained 3-bedroom, 2-bath home with a 2-car garage offers a functional open, split-bedroom floor plan in a community known for its thoughtful design and low annual HOA of $85. As you enter through the front door, you’re welcomed into an open living space featuring tile flooring throughout the main living areas, recessed cam lighting, plantation shutters, and power roll-up shades, creating a bright, comfortable, and finished feel. The open layout flows naturally into the kitchen, making the space ideal for everyday living and entertaining.
The kitchen features granite stone countertops, upgraded cabinetry with soft-close drawers, stainless steel appliances, and LED under-cabinet lighting, adding both function and ambiance. Just off the kitchen is a convenient office nook, offering a flexible space for work or daily organization.
The split-bedroom layout provides privacy, with the primary suite featuring two walk-in closets, a walk-in shower, and a private toilet closet. The secondary bedrooms are carpeted, offering added comfort and are thoughtfully positioned within the home.
Across from the kitchen and office nook is the laundry room, where the washer and dryer convey with the sale, offering convenient access. The laundry room leads directly to the rear-entry two-car garage, accessible via a private alley.
The exterior layout adds exceptional functionality, with front-entry street parking for guests and rear alley access to the driveway and garage. This dual-access design allows entry from both the front and rear of the home and results in minimal through traffic, creating a quieter and more private setting. Additional features include natural gas service and an exterior gas hookup for a grill, added by the seller as an upgrade. This newer home offers modern features, efficient systems, and a smart layout within a well-planned Odessa community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $651 | $651 | $651 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,486 | $2,624 | $3,501 |
| Total Monthly Payment | $3,229 | $3,367 | $4,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.