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One or more photo(s) has been virtually staged. MOTIVATED SELLER! NO HOA/CDD. NOT IN FLOOD ZONE. This charming single-story home offers a functional, open layout with plenty of space for gathering and entertaining. The kitchen features ample cabinetry, durable countertops, and a full stainless steel appliance package, flowing seamlessly into the dining and living areas for easy everyday living. Large sliding glass doors off the dining area overlook the backyard, creating a bright indoor-outdoor connection ideal for relaxing or hosting guests. The spacious primary suite includes an en-suite bathroom, while the additional rooms provide comfortable living space throughout the home. With a solid layout and generous backyard, this property presents a wonderful opportunity for buyers to add their own personal touches. Notable updates include a roof replaced in 2021, HVAC system less than 10 years old, and a recently pumped septic system—offering peace of mind and long-term value. Special Buyer Incentive: When financing with SunPoint Home Loans LLC (NMLS #1559260), buyers may receive a free appraisal (up to $800 value), access to aggressive mortgage rates, and a lender-paid 1-0 temporary rate buydown (reducing the interest rate by 1% in the first year with no seller-paid concessions required).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$283,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $226,800 | $226,800 | $226,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $102 | $102 | $102 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,396 | $1,432 | $1,883 |
| Total Monthly Payment | $1,573 | $1,609 | $2,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.