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Welcome to your serene, move-in-ready villa at Salem Village in the highly desirable gated community of Ridgemoor, Palm Harbor — a perfect blend of low-maintenance luxury and Florida's natural beauty. This beautifully updated 2-3 bedroom, 2-bathroom residence
(1, 659 sq ft) plus a versatile den/office/bedroom ( easily convertible to a THIRD guest bedroom ) features an attached 2-car garage and backs onto peaceful conservation with no rear neighbors, offering stunning views of wildlife including deer and turkey, plus a glimpse of a tranquil pond. Step inside to discover a light-filled, open-concept layout with soaring vaulted ceilings, plantation shutters, and fresh new paint throughout. The split-bedroom design ensures maximum privacy, while new luxury vinyl plank flooring flows seamlessly from room to room (no carpet!). The heart of the home is the completely renovated kitchen, boasting new cabinetry, a stylish center island, elegant countertops, tiled backsplash, modern lighting, and sleek stainless steel appliances — ideal for casual dining or effortless entertaining. * Additional highlights include: Updated master bath with refreshed shower and vanity * Spacious master suite with walk-in closet and direct access to the lanai * New ceiling fans throughout * Generous closet space, including a separate laundry room * New pavers on the front porch and expansive patio * Relax and unwind in your large screened lanai, perfect for morning coffee amid nature or evening relaxation. An inviting atrium adds extra charm and natural light. As part of the pet-friendly, non-age-restricted Salem Village (within the broader Ridgemoor master community), enjoy maintenance-free living with a monthly HOA fee of $398 covering exterior maintenance, painting, Mediterranean-style barrel tile roof replacement, cable/internet, trash removal, and more. Residents have access to fantastic Amenities: Heated community pool, park, playground, basketball court, clubhouse, dog park, fitness center, racquetball courts, tennis courts, recreation facilities, sidewalks, trails, water access, and waterfront areas. Pets (cats and dogs) are allowed, and golf carts are permitted. This exceptional villa offers the ideal combination of modern upgrades, privacy, and resort-style community living in one of Palm Harbor's most sought-after East Lake areas. A true must-see — schedule your private tour today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $368,000 | $368,000 | $368,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $436 | $436 | $436 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,032 | $2,177 | $2,934 |
| Total Monthly Payment | $2,543 | $2,688 | $3,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.