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Rare opportunity to own a fully renovated duplex in one of Dunedin’s most desirable coastal locations. This property features two beautifully updated 2-bedroom, 1-bath units (4 bedrooms, 2 baths total), offering exceptional flexibility for owner-occupancy, functional living, or investment in a high-demand rental market. Ideally situated directly on the Pinellas Trail, backing up to Hammock Park, approximately one mile from the Dunedin Causeway, and just 1. 5 miles from Downtown Dunedin, the location provides a rare combination of outdoor recreation, coastal access, and over all charm. The home has been completely remodeled inside and out with thoughtful, custom finishes throughout. Both units feature new tile flooring, modern open-concept living areas, and fully remodeled kitchens showcasing butcher block countertops, new cabinetry, subway tile backsplashes, and stainless steel appliances. The kitchens flow seamlessly into the living spaces, creating bright, functional layouts ideal for everyday living or rental appeal. Each bathroom has been fully renovated with custom tile showers, new vanities, and modern fixtures, offering a clean, contemporary aesthetic. Separate laundry rooms for each unit add convenience and privacy. Additional highlights include: • Rear carport with covered parking for two vehicles • Dedicated storage areas for each unit • New oversized concrete driveway • New privacy fencing providing full enclosure • Freshly painted exterior • Updated lush landscaping • Ceiling fans, modern lighting, and consistent finishes throughout. The property has a strong rental history and is currently owner-occupied, allowing flexibility for immediate occupancy or future leasing. With its turn-key condition, exceptional location, and modern upgrades, this duplex gives outstanding long-term value in one of Dunedin’s most sought-after neighborhoods. A truly unique opportunity to own a renovated, coastal duplex with lifestyle appeal, income potential, or both.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $406 | $406 | $406 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,685 | $2,753 | $3,621 |
| Total Monthly Payment | $3,183 | $3,251 | $4,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.