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Under contract-accepting backup offers. Welcome to YOUR Opportunity to own a SOLID BLOCK HOME in one of Dunedin’s most sought-after areas—just minutes from DOWNTOWN DUNEDIN, where you’ll enjoy charming shops, great restaurants, breweries, waterfront parks, and year-round events. This 2 BEDROOM, 1 BATH HOME with CARPORT sits on a LARGE LOT and offers a flexible layout with a BONUS ROOM off the kitchen and dining area, perfect for a home office, hobby room, or additional living space. For buyers & investors alike, this home presents a PRIME OPPORTUNITY to CREATE SIGNIFICANT EQUITY in one of Dunedin’s most desirable neighborhoods.
Lovingly maintained by the same owner for decades, the home offers a mostly ORIGINAL INTERIOR, giving you the chance to update and personalize while building substantial equity. Key features include a ROOF Approx 9 Years old, ELECTRICAL PANEL was updated when the owner purchased it. There is Radiant HEAT with individual room thermostats, and WINDOW UNITS for COOLING. There is ATTIC SPACE with access in the hallway. The CARPORT includes a Large STORAGE & LAUNDRY ROOM. The home is located in FLOOD ZONE X – NO FLOOD INSURANCE REQUIRED. You'll love the LARGE BACK YARD with plenty of room for outdoor living or future expansion.
SOLAR PANELS were recently installed on a 25 year Lease with option to purchase after 5yrs, offering long-term energy efficiency potential. Seller is willing to Prepay $10, 000 (1st 5 yrs) of Solar Panel lease. After 5 years, buyer can decide to continue leasing or purchase at discounted rate with solar company. Renovated homes in this area command significantly higher prices, making this an excellent opportunity for buyers looking to create value in a fantastic location. This is a solid home in a high-demand location. Whether you’re looking to renovate and resell, hold as a long-term investment, or customize a home in a premium location, the UPSIDE POTENTIAL IS CLEAR! NO SIGHT UNSEEN OFFERS.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $37 | $37 | $37 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,284 | $1,355 | $1,783 |
| Total Monthly Payment | $1,396 | $1,467 | $1,895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.