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Presented by
David Gruninger |
784 Wiggins Bay DR, Naples, FL, 34110 | $645,000
Ideal location West of US-41 (NO FLOOD ZONE) in one of North Naples’ most desirable lifestyle communities. This move-in-ready Villa in the well renown Wiggins Bay offers the comfort and privacy of a single-family home with the ease of condo living, featuring an attached two-car garage, three bedrooms, two baths, vaulted ceilings, and a bright open floor plan finished in timeless neutral tones. The home showcases a completely redesigned and extended kitchen with quartz countertops, custom cabinetry, new appliances, and updated lighting. A major highlight is the exceptionally large, South-facing screened lanai with upgraded pavers, offering rare privacy and over 700 square feet of outdoor living space ideal for entertaining or relaxing. Additional improvements include new impact windows and French doors, rich wood flooring in the primary suite, new ceramic tile throughout, new roof, new HVAC, updated plumbing, and a full suite of recent mechanical upgrades. Wiggins Bay offers its own community pool and low HOA fees, with optional membership available at the nearby Tarpon Cove Yacht & Racquet Club featuring tennis, resort-style pool, dining, social events, water taxi to the beach, and boat docks available for purchase or lease. This is a rare opportunity to secure a fully updated villa in a prime coastal location that delivers exceptional value, lifestyle, and long-term appeal.
Features
- Building Design: Villa Attached
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Levels: 1
- Amenities: Bike And Jog Path,Clubhouse,Community Pool,Exercise Room,Marina,Pickleball,Private Membership,Restaurant,Sidewalk,Streetlight,Tennis Court,Water Skiing
- Bedrooms: 3
- Baths: 2 full
- Complex: WIGGINS BAY VILLAS
- Development: WIGGINS BAY
- Year Built: 1996
- Common Charge: $2,123 Quarterly
- Approx Sq. Feet: 1,400
- Est. Taxes: $4,852
- Master HOA Fee: $1,915
- Lot Desc: Zero Lot Line
- View: Landscaped Area,Preserve,Wooded Area
- Community Type: Boating,Gated,Tennis
- Pet Policy: With Approval
- MLS#: 226003084
- Website: https://www.raveis.com
/raveis/226003084/784wigginsbaydr_naples_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
David GruningerLuxury Properties Specialist
239.405.0529
David.Gruninger@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
784 Wiggins Bay DR, Naples, FL, 34110
$645,000
David Gruninger
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.405.0529
David.Gruninger@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $516,000 | $516,000 | $516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $404 | $404 | $404 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,930 | $3,094 | $4,148 |
| Total Monthly Payment | $3,426 | $3,590 | $4,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388