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**PRICE IMPROVEMENT**Click the Virtual Tour link for a 4K Fly Through of the home** EXPERIENCE THE BEST OF COASTAL LIVING in this beautiful two-story coach home located within the award-winning gated, waterfront community of Harbour Isle on Anna Maria Sound. Built in 2014, this light-filled 3-bedroom, 3-bath residence blends elegant coastal style with a highly functional layout designed for both everyday comfort & effortless entertaining. Tucked away at the end of the road, this condo enjoys a uniquely peaceful and private location as the final building on the preserve side, with a charming cul-de-sac nearby offering sidewalks, mailboxes, and beautiful lake and nature views. The open-concept living space is filled with natural light, offering seamless sightlines from the kitchen island through the family room into the stunning Florida room where you can enjoy peaceful sunrise views each morning. Family room is inviting & airy featuring soaring ceilings & warm wood-plank detailing. The chef’s kitchen is both stylish & practical, showcasing stainless steel appliances including a NEW KitchenAid refrigerator(2025) & NEW Bosch dishwasher(2025) granite countertops, solid wood custom trimmed cabinetry, glass backsplash, large island with breakfast bar seating and pendant lighting. The split floor plan provides exceptional privacy. The serene primary suite captures beautiful sunrise views and features a spacious walk-in closet with high-end custom cabinetry, along with a spa-like en-suite bath offering dual vanities and an oversized walk-in shower. The guest suite includes its own en-suite bath, while the third bedroom accessed through double doors offers flexibility as a guest room, home office or den. A third full bath is conveniently located off the main living area. Additional highlights include a spacious laundry room with overhead cabinetry for added storage, abundant windows throughout topped off with a PRIVATE ELEVATOR providing effortless access from the 2 car garage to the main living space. Garage features a spacious storage closet. NEW AC handler & condenser(2025). Residents of Harbour Isle enjoy elevated coastal lifestyle centered around a spectacular 23, 000 sq. ft. private Beach Club featuring a waterfront Sky Bar, restaurant, resort-style pool and spa, private beach, and kayak launch overlooking Anna Maria Sound. The community offers 4 sparkling pools (including the Mangrove Walk pool), a state-of-the-art fitness center, sauna, fire pits, grilling areas, hammock park, lakeside swings, and miles of scenic walking & biking trails. Steps from Neal Preserve & just minutes from Robinson Preserve offering kayaking, trails, & birdwatching. Just outside the gates are vibrant waterfront destinations including the Margaritaville-inspired Compass Hotel, Floridays Tiki Restaurant, Compass Bar & Chill, & Pier 77 Marina with wet & dry storage, Gulf access & Freedom Boat Club. Only 1–2 miles from the beaches, shops, and dining of Anna Maria Island. Come live the Harbour Isle lifestyle—where coastal charm, resort-style luxury, and unforgettable sunsets define everyday living. Experience one of Florida’s most coveted private communities and claim your own piece of island-inspired living. Schedule your private tour today and start living where others vacation.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,056 | $1,056 | $1,056 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,618 | $4,778 |
| Total Monthly Payment | $4,622 | $4,766 | $5,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.