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3280 SKENE TERRACE, Palm Harbor, FL, 34684 | $388,000
Light-Filled Home in Highly Desired Highland Lakes 55+ CommunityWelcome to this inviting residence located in the highly sought-after Highland Lakes 55+ community, where comfort, convenience, and an active lifestyle come together. Filled with natural light, this well-maintained home features a clean, neutral palette that creates a calm atmosphere and offers the perfect canvas to make the space your own. Roof 2022, HVAC 2011, Hot Water Heater 2025. Newer windows and electric panel. The thoughtfully designed floor plan provides generously sized rooms and an easy flow for everyday living or entertaining. Large windows bring the outdoors in. Whether hosting friends or enjoying quiet mornings, the living areas are comfortable, and welcoming. Highland Lakes is known for its exceptional resort-style amenities and strong sense of community. Residents enjoy access to three executive golf courses, a central clubhouse with planned activities, tennis and pickleball courts, heated pools, and pontoon boats on Lake Tarpon. Additional conveniences include RV and boat storage, and beautifully maintained common areas—all contributing to one of Palm Harbor’s most popular 55+ community. Ideally located on a quiet cul-de-sac, close to shopping, dining, medical facilities, and Gulf beaches, this home offers both relaxation and accessibility. Whether you’re seeking an active social calendar or peaceful Florida living, this property delivers outstanding value in a premier community. Schedule your private showing today and experience everything Highland Lakes has to offer.
Features
- Amenities: Clubhouse, Fence Restrictions, Golf Course, Handicap Modified, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
- Rooms: 12
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 79 x 115
- Laundry: Inside, Laundry Room
- Style: Traditional
- Year Built: 1979
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,863
- Acreage: 0.24
- Lot Size: 79 x 115
- Est. Taxes: $2,136
- HOA Fee: $164 Monthly
- Lot Desc: Cul-De-Sac, Landscaped, Near Golf Course, Sidewalk, Unincorporated
- Adult Communities: Yes
- Elem. School: Highland Lakes Elementary-PN
- Middle School: Carwise Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Cats OK, Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Range Hood, Refrigerator
- MLS#: TB8466524
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/TB8466524/3280skeneterrace_palmharbor_fl?source=qrflyer
Listing courtesy of HOMEFRONT REALTY Phone: 727-641-4444
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3280 SKENE TERRACE, Palm Harbor, FL, 34684
$388,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $310,400 | $310,400 | $310,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.144% | 5.541% |
| Monthly Tax Payment | $178 | $178 | $178 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,738 | $1,859 | $2,495 |
| Total Monthly Payment | $1,991 | $2,112 | $2,748 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388