15080 SPANISH POINT DRIVE, Port Charlotte, FL, 33981 | $920,000

SAILBOAT ACCESS WATERFRONT PROPERTY within the desirable gated community Harbor West. This stunning 4 bedroom 2. 5 bath home sits proudly on a 19, 964 sqft Tip Lot that offers breathtaking panoramic water views and many potentials. An impressive 165 feet of water frontage wraps around the property with ample space for a dock. This expansive lot is the closest lot to the South Gulf Cove Lock. You gain quick access to open water saving time and money each time you go for boating adventures. Boating enthusiasts will absolutely adore this specific unique location.
The residence spans 2345 sqft under air living space. Step inside the foyer and you will be amazed by the 12 foot glass sliders framing the sparkling heated pool with its bubbling spa and the magnificent water views. A “pool child-fence” is included for pool safety for young children and pets. The home is tiled throughout for easy maintenance. The crown moulding and tray ceilings are a nice luxury touch. The gourmet kitchen is a chef's dream that features high-end appliances and granite countertops. The large granite island can comfortably seat 8 and become the hub for family meals and gatherings. There is also a formal dining area for special occasions. The home is equipped with modern photovoltaic panels to minimize energy costs. Water quality is taken very seriously with a whole house water softener, a UV sanitizer and a reverse osmosis system in the kitchen. The split floor plan ensures maximum privacy for all residents and guests. One of the guest rooms connects to the lanai and pool through the convenient powder room. The fourth bedroom can serve as a bedroom, music room or study. The primary bedroom is a true sanctuary that can be closed off from the rest of the home. This design ensures peace and quiet from the living areas. From the primary bedroom you can access directly to the pool for a refreshing morning or evening swim. A large walk-in closet awaits you with plenty of storage space. The adjoining primary bathroom is spacious and features a luxurious soaking tub and a separate walk-in shower. The spacious 3-car garage with a durable epoxy coated floor offers ample space for all your ‘toys’. The lanai is perfect for entertaining. Enjoy the Florida sun by the pool, watch boats pass by and the abundant wildlife. You can also enjoy fishing and crabbing from your backyard. Harbor West is a gated community giving privacy and security with very competitive HOA fees. This is a rare real estate opportunity that combines luxury with functionality. Make this waterfront dream home yours. Please call for a private viewing.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 64 x 168 x 165 x 177
  • Laundry: Laundry Room
  • Style: Traditional
  • Year Built: 2019
  • Garage: 3-car Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,345
  • Acreage: 0.46
  • Lot Size: 64 x 168 x 165 x 177
  • Est. Taxes: $7,240
  • HOA Fee: $816 Quarterly
  • View: Pool, Water
  • Water Front: Yes
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Breed Restrictions
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Washer, Water Softener
  • MLS#: C7519611
  • Days on Market: 100 days
  • Website: https://www.raveis.com
    /eprop/C7519611/15080spanishpointdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 12:00:13 AM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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15080 SPANISH POINT DRIVE, Port Charlotte, FL, 33981

$920,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $736,000 $736,000 $736,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $603 $603 $603
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,413 $4,472 $6,211
Total Monthly Payment $5,108 $5,167 $6,906

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.