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One or more photo(s) has been virtually staged. DIRECT GULF ACCESS!! Great Family vacation home for water lovers! Staycation for weekends and holidays with close proximity to Floridians' travel time!" The sellers have also used this Florida Room divided as a 3rd bedroom when necessary.
NO HOA which is a great feature. This home is a popular destination for Airbnb's rented by the bedrooms or entire home!
This Waterfront home is Located on a Deep Saltwater Canal only minutes from the Gulf! Easy access with no obstruction, Sailboat country to enjoy Gulf Beautiful Waters and light Sand Beaches! Affordable Paradise, without all of the city traffic congestion! Yet, conveniently close to all shopping, restaurants, etc.
Home had flood damage from Hurricane Helene. Approximately 3 ft. of damaged drywall was promptly removed after the hurricane occurred. Seller has estimates to replace drywall and painting.
New Roof was installed in 2024. Home has tile throughout. New Screens have been installed in the Screened in Patio/Porch.
PLEASE NOTE THAT NO outdoor furniture or any furniture shown is included with the sale of this property.
Seller has caught Snook, and Sheephead off the backyard pier/dock; as well as occasionally seen dolphin in the saltwater canal. Great for boating and kayaking.
Seller/Owner is also Real Estate Listing Agent.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $442 | $442 | $442 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,199 | $1,247 | $1,647 |
| Total Monthly Payment | $1,716 | $1,764 | $2,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.