2884 Atlantic Avenue, Stockport (Call Listing Agent), NY, 12172 | $250,000

Enchanting, affordable two-bedroom Carpenter Gothic cottage with distinctive vergeboards (decorative gable trim). Enter the living room through a long charming, enclosed porch, great for relaxing during three seasons overlooking the side/back yard with tall spruce trees and, across the street, a handsome craftsman style church. The wide living/dining room has an original fireplace mantel and freshly painted floors that connect with the striking black and white floor tiles of the bright stylish kitchen with dark walls and cupboards, 1930s white enameled drainboard sink, 2022 dishwasher and gas range, bright red retro countertop, and modern stainless ceiling fan. Around the corner is the newly renovated bathroom with combination bath and shower. Upstairs are two ample bedrooms; one has original mantel. The walkout lower level includes a laundry room with a 2022 stacking washer/dryer, enameled sink, and shelves, plus a storage/work room that needs renovation, and a utility room. Built circa 1850 by skilled carpenters following the style of famous American landscape designer A. J. Downing (1815 -1852), who promoted Gothic Revival homes in the US. In his book Cottage Residences, he advocated ornamental ''pendent being cut out of inch board, and the points terminated by acorns turned and nailed on, '' as represented by the vergeboards on this house. The house has municipal water and sewer, natural gas, is steps from the Albany-Hudson Electric Trail, Claverack Creek, and convenient to Greenport shopping. Downtown Hudson is just a few minutes away with all it has to offer, and NYC is two hours away.

Features

  • Town: Stockport
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Cottage, Victorian
  • Year Built: 1850
  • Heating: Forced Air, Natural Gas
  • Cooling: None
  • Basement: Partially Finished, Walk-Out Access
  • Approx Sq. Feet: 1,260
  • Acreage: 0.19
  • Est. Taxes: $3,713
  • Elem. School: Contact Agent
  • High School: Contact Agent
  • School District: Contact Agent
  • Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Washer
  • MLS#: 953907
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/953907/2884atlanticavenue_stockport_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Peggy Lampman   Phone: 518-851-2277

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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2884 Atlantic Avenue, Stockport (Call Listing Agent), NY, 12172

$250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $309 $309 $309
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,136 $1,198 $1,608
Total Monthly Payment $1,520 $1,582 $1,992

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.