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MAJOR PRICE IMPROVEMENT - Incredible OPPORTUNITY! Incredible VALUE! Quality all-block construction with concrete floors on every level, this spacious 3-bedroom, 3-bathroom townhouse is located in the gated Sunset Bay community on a peninsula in Tarpon Springs, just steps from access to the Gulf, where you can launch your kayak or paddleboard and enjoy open-water adventures. The home is designed for storm durability, with no damage from hurricanes in 2024. Featuring an oversized 2-car garage with an abundance of storage space, a private elevator, high ceilings, and an open floor plan ideal for both everyday living and entertaining, this residence showcases a main living area with hardwood flooring and tile throughout. The kitchen offers newer stainless appliances and a large island, perfect for gatherings and meal prep. The expansive primary suite retreat offers a private balcony, ideal for relaxing and enjoying the views. Additional highlights include a concrete tile roof, exterior paint (2025), HVAC systems updated in 2022 and 2016, a newer water softener (2023), natural gas connection, and an instantaneous hot water system. Outdoor living is abundant with three balconies and one patio—three with tile flooring and one screened-in balcony. HOA dues include internet, cable, water, sewer, trash, roof replacement, exterior painting, and lawn maintenance—providing a truly maintenance-free lifestyle. Residents also enjoy access to a heated pool and spa, plus a clubhouse for leisure and social gatherings. Ideally located near the Sponge Docks, historic downtown Tarpon Springs, the Spring Bayou, and popular beaches including Fred Howard Park and Sunset Beach, this home offers the perfect balance of coastal living, peace of mind, and convenience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$491,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $392,800 | $392,800 | $392,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $298 | $298 | $298 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,261 | $2,515 | $3,262 |
| Total Monthly Payment | $2,634 | $2,888 | $3,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.