1652 CITRINE TRAIL, Tarpon Springs, FL, 34689 | $491,000

MAJOR PRICE IMPROVEMENT - Incredible OPPORTUNITY! Incredible VALUE! Quality all-block construction with concrete floors on every level, this spacious 3-bedroom, 3-bathroom townhouse is located in the gated Sunset Bay community on a peninsula in Tarpon Springs, just steps from access to the Gulf, where you can launch your kayak or paddleboard and enjoy open-water adventures. The home is designed for storm durability, with no damage from hurricanes in 2024. Featuring an oversized 2-car garage with an abundance of storage space, a private elevator, high ceilings, and an open floor plan ideal for both everyday living and entertaining, this residence showcases a main living area with hardwood flooring and tile throughout. The kitchen offers newer stainless appliances and a large island, perfect for gatherings and meal prep. The expansive primary suite retreat offers a private balcony, ideal for relaxing and enjoying the views. Additional highlights include a concrete tile roof, exterior paint (2025), HVAC systems updated in 2022 and 2016, a newer water softener (2023), natural gas connection, and an instantaneous hot water system. Outdoor living is abundant with three balconies and one patio—three with tile flooring and one screened-in balcony. HOA dues include internet, cable, water, sewer, trash, roof replacement, exterior painting, and lawn maintenance—providing a truly maintenance-free lifestyle. Residents also enjoy access to a heated pool and spa, plus a clubhouse for leisure and social gatherings. Ideally located near the Sponge Docks, historic downtown Tarpon Springs, the Spring Bayou, and popular beaches including Fred Howard Park and Sunset Beach, this home offers the perfect balance of coastal living, peace of mind, and convenience.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2005
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,599
  • Acreage: 0.16
  • Est. Taxes: $3,578
  • HOA Fee: $599 Monthly
  • Elem. School: Sunset Hills Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8466481
  • Days on Market: 111 days
  • Website: https://www.raveis.com
    /prop/TB8466481/1652citrinetrail_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 3:59:27 AM)
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC   Phone: 813-933-0677

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1652 CITRINE TRAIL, Tarpon Springs, FL, 34689

$491,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $392,800 $392,800 $392,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $298 $298 $298
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,261 $2,515 $3,262
Total Monthly Payment $2,634 $2,888 $3,635

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.