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This beautifully updated block home blends classic construction with modern upgrades for comfortable, move-in-ready living. Offering 3 bedrooms and 2 full bathrooms, including a unique bedroom with its own fireplace, the layout is both functional and full of character. A fully equipped laundry area is conveniently located in the garage.
Located in the desirable Bel Air subdivision on Gospel Island, this established community features a boat ramp providing easy access to the area’s scenic lakes—convenient for boating, fishing, and enjoying Florida’s outdoor lifestyle. Downtown Inverness is just minutes away for shopping, dining, and everyday conveniences.
The home welcomes you with a charming wrap-around front porch offering peaceful lake views. Inside, major upgrades include a completely remodeled kitchen with Shaker-style cabinetry, custom quartz countertops, and modern appliances. Luxury vinyl plank flooring runs throughout the home, complemented by new interior doors, updated hardware, a new upgraded electrical.
Situated on a desirable corner lot spanning two parcels totaling nearly half an acre, the property is flat and located outside designated flood zones. The spacious lot offers excellent potential for expansion, including room for storage buildings, a detached garage, or a circular driveway—giving the next owner plenty of opportunity to customize and add value.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $223,200 | $223,200 | $223,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $151 | $151 | $151 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,320 | $1,392 | $1,839 |
| Total Monthly Payment | $1,546 | $1,618 | $2,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.