New York (East Harlem), NY, 10029 | $139,000

ALL OPEN HOUSE showings are by appointment only

Please note: this is an income restricted sale. Details below.

This sun filled 4th floor studio (only 3 flights up) with eat in kitchen, views a grove of trees where you can watch the seasons change and enjoy privacy. Solid oak hardwood flooring, ceramic tiles in the kitchen and bathroom, a modern Scandinavian designed kitchen with chic, open-style cabinets providing ample storage, induction burners, generous counter space, room for barstools, and a WASHING MACHINE are all part of the this incredible space! Kitchen was just newly renovated! Bathroom includes a large cast iron tub for long soaks, vintage Ikea medicine cabinet and modern sink with vanity. High 10. 5' ceilings in the main room allow the possibility for a sleep loft. Exposed original brick furnace wall with a small nook for your favorite books, bluetooth speaker or LED candles. The building is self-managed with an attentive board. Located close to the 6 train or 3 stops on the 2nd Avenue M15+ express to the Q subway at 96th. Nearby East River Plaza Mall includes Costco and Aldi for easy access to groceries as well as a Planet Fitness. For the foodies, enjoy the many delights of East Harlem including; Patsy's Pizza, Rao's, Cafe Dell'Aria, Taco Mix, the secret donut bakery, and the best Tres Leche Cake in the five boroughs at Tres Leches Cafe. Enjoy the outdoors with easy access to Thomas Jefferson Park, Central Park, Marcus Garvey Park, and Randall's Island.

ALL utilities (INCLUDING electric) are covered in the monthly maintenance.

Please note, this is an HDFC unit with the following conditions:

1. Purchase must be ALL CASH.

2. Annual income restriction is $109, 440.

3. No subletting or pieds-a-terre allowed.

4. First picture is virtually staged.

Features

  • Town: New York
  • Levels: 1
  • Rooms: 2
  • Baths: 1 full
  • Laundry: Building None,Washer Hookup,In Unit
  • Year Built: 1910
  • Common Charge: $775 Monthly
  • View: City
  • Pet Policy: Building No,No
  • MLS#: RLS20067881
  • Days on Market: 125 days
  • Website: https://www.raveis.com
    /prop/RLS20067881/424e115thstreet_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Platinum Properties   Phone: 212-825-0050

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

New York (East Harlem), NY, 10029

$139,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $111,200 $111,200 $111,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $685 $702 $923
Total Monthly Payment $760 $777 $998

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.