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49 Clay Hill Road, Hartland, VT, 05048 | $149,000
Partially finished circa 1998 26' x 24' ranch house on 2 lots totalling 1. 76+/- acres. This fixer-upper has been lived in year round since its construction but never fully finished. The space consists of a kitchen that opens into a single main room being used as a living room, bedroom and dining area. Both the interior and exterior wall surfaces need finishing in places. The interior needs drywall, finished flooring, and all cosmetics. The bathroom is functional but the vanity has never been plumbed into water and waste lines. Previously there was an interior stairway to the partial basement but it was removed. Access to the dry basement is now an at-grade walkout entry. The basement is partially full height and part crawlspace. The basement is unfinished. Heat is provided by a wood pellet stove only that vents into a tile-lined masonry chimney and there is currently no central heat. The drilled well is new and the engineered septic system date to 1998. There are a few sheds on the property that contain building supplies and tools and other treasures. The property is being offered with the house broom clean but all personal property, both good and bad, on the exterior to remain for the new owner. The property is being offered in "as-is" condition. This property will require either a cash buyer or a substantial rehab loan.
Features
- Rooms: 2
- Bedrooms: 1
- Baths: 1 full
- Style: Ranch
- Year Built: 1997
- Heating: Wood Stove
- Cooling: None
- Basement: Concrete Floor,Partial,Unfinished,Walkout
- Approx Sq. Feet: 624
- Acreage: 1.76
- Est. Taxes: $2,592
- Lot Desc: Major Road Frontage,Sloping
- MLS#: 5074481
- Website: https://www.raveis.com
/prop/5074481/49clayhillroad_hartland_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/10/2026Listing courtesy of BHG Masiello Brattleboro Phone: 802-257-1111
Listing Agent: Steve Schoppmeyer
William Raveis Family of Services
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
49 Clay Hill Road, Hartland, VT, 05048
$149,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $119,200 | $119,200 | $119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $216 | $216 | $216 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $705 | $734 | $973 |
| Total Monthly Payment | $996 | $1,025 | $1,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484