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285 Cays DR, Naples, FL, 34114 | $486,900
Welcome to your completely turnkey, updated, and ready-to-move-in waterfront retreat at 285 Cays Dr #2310. This spacious condo offers the perfect blend of luxury and convenience for the avid boater and nature lover. For the boating lifestyle, the condo includes a highly coveted deeded boat slip with a lift, accommodating up to a 30' boat. Port of the Islands is renowned as the gateway to the Gulf of Mexico, offering direct access through the stunning Ten Thousand Islands. It's a true boating community, complete with a public boat ramp and extra parking for your visitors. Enjoy a well-designed floor plan featuring 3 generous bedrooms, a versatile den (perfect for a home office or fourth sleeping area), and 3 full bathrooms. The kitchen is the heart of the home offering an updated kitchen with gleaming stainless steel appliances and beautiful granite countertops. Dine and entertain with ease at the kitchen bar, in the sunny breakfast nook, or the formal dining room.
Step out onto the screened-in lanai to take in the tranquil view of the manicured landscape and canal and entertain easily with enough room for dining or relaxing. Includes a 1-car attached garage plus extra private driveway parking for two additional vehicles. This is a pet-friendly community! With everything you need to start living the Southwest Florida dream from day one, this condo is an exceptional opportunity.
Features
- Building Design: Low Rise (1-3)
- Parking: 2+ Spaces,Driveway Paved
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Levels: 2
- Amenities: Community Boat Ramp,Community Gulf Boat Access,Internet Access,Marina,Restaurant,Streetlight
- Bedrooms: 3
- Baths: 3 full
- Complex: VILLAGES OF STELLA MARIS
- Development: PORT OF THE ISLANDS
- Year Built: 2003
- Approx Sq. Feet: 1,827
- Est. Taxes: $5,343
- Condo Fee: $1,779 Quarterly
- Lot Desc: Zero Lot Line
- View: Canal,Landscaped Area,Water
- Community Type: Boating,Non-Gated
- Water Front: Yes
- Boat Access: Boat Lift,Boat Slip,Dock Deeded,Elec Avail at dock,Water Avail at Dock
- Pet Policy: Limits
- MLS#: 226002353
- Website: https://www.raveis.com
/prop/226002353/285caysdr_naples_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
285 Cays DR, Naples, FL, 34114
$486,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $389,520 | $389,520 | $389,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.280% | 5.628% |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,242 | $2,367 | $3,157 |
| Total Monthly Payment | $2,762 | $2,887 | $3,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388