97 Angell Road, Cumberland, RI, 02864 | $675,000

Rare opportunity to own a legal 2-unit property in Cumberland, RI. Recently ranked 8th hottest zip code in the USA. Set on 1. 29 acres & abutting over 400 acres of town-owned land, this versatile home has a total of 6 bedrooms & 3 bathrooms. Primary unit includes 4 bedrooms, 2 bathrooms(potential for a 3rd). The vaulted great room with abundant windows opens to the kitchen & dining area, creating an ideal entertaining space. Highlights on the main level include hardwood floors, updated bathrooms, wood-burning fireplace insert, & first-floor laundry. The 2 Bedroom, 1 bathroom apartment has it's own laundry & is great for additional income or generational living. Deck with pool, garden area with greenhouse, detached 4-car garage, & easy access to I-295 completes this exceptional offering

Features

  • Amenities: Golf,Highway Access,Near Hospital,Near Schools,Pool,Public Transportation,Restaurant,Shopping,Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 6
  • Baths: 3 full
  • Units: 2
  • Laundry: In Unit
  • Style: Stacked
  • Year Built: 1958
  • Garage: 4-car Detached,Garage
  • Heating: Baseboard,Hot Water,Oil
  • Cooling: None
  • Basement: Exterior Entry,Full,Finished,Interior Entry
  • Acreage: 1.29
  • Est. Taxes: $7,987
  • Lot Desc: Wooded
  • Appliances: Water Heater
  • MLS#: 1403536
  • Website: https://www.raveis.com
    /prop/1403536/97angellroad_cumberland_ri?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Johanny Del JesusLicensed Salesperson

617.487.9005

Johanny.DelJesus@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

97 Angell Road, Cumberland, RI, 02864

$675,000

Johanny Del Jesus

Licensed Salesperson

William Raveis Real Estate

Phone: 617.487.9005

Johanny.DelJesus@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.500% 5.710%
Monthly Tax Payment $666 $666 $666
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,194 $3,369 $4,409
Total Monthly Payment $3,952 $4,127 $5,167

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.