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Looking for that perfect getaway on John's Island with no HOA? Welcome home to this charming 3 bedroom , 2 bath cottage that's situated on over a 1/2 acre lot. This home features beautiful hardwood floors and a spacious, fully fenced backyard . The backyard is perfect for pets, entertaining or simply enjoying the outdoors. You can plant that garden you always wanted. Gather around the fire pit and enjoy the privacy this property offers. The large covered front porch and the deck on the back are great for entertaining. Its hard to find a one story home in a country setting on such a large lot and a short drive to downtown Charleston and the beaches of Kiawah and Folly Beach. Walk or bike to the Stono County Park and the West Ashley Greenway. With no HOA, you can enjoy the freedomand space you have been looking for, all in a quiet convenient setting. The kitchen is spacious and has all the modern conveniences. The two full baths are renovated with new tub/shower combo, vanities and tile. You will love the hardwood flooring in the living areas. This home has a metal roof. Lennox Elite HVAC unit Energy Star Certified was installed in 2020. Need more storage. . . there is a storage building and a one car garage.
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Our Executive Mortgage Banker:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,158 | $2,894 |
| Total Monthly Payment | $2,119 | $2,233 | $2,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.