40 KILLARNEY Avenue, St Johns, FL, 32259 | $550,000

Welcome to this Beachwalk home where builder-grade is a distant memory. This three-story residence is rich with charm and elevated by over $100, 000 in thoughtful upgrades, designed for both beauty and function.

Inside, the home adapts beautifully to modern life. Luxury LVP flooring flows throughout the top two levels, while every light fixture, fan, mirror, and hardware detail has been carefully curated to create a cohesive, designer-inspired aesthetic. The primary suite is complete with custom built-in closets, offering both elegance and smart storage.

A fully built-out home office with cabinetry and dedicated workspace makes working from home or homeschooling effortless. On the third floor, a generous bonus room offers endless flexibility—use it as a bedroom (no closet), media room, game room, or creative space. Step outside and exhale. A stunning 22x26 screened enclosure overlooks the peaceful pond and features a Restoration Hardware-style fire pit, jacuzzi, and pergolaan outdoor retreat made for slow mornings, golden-hour conversations, and unforgettable evenings. And then. . . there's the lifestyle. Living in Beachwalk means enjoying a 14-acre crystal-clear lagoon that feels like a permanent vacationcomplete with paddle boarding, water slides, a swim-up bar, pickleball courts, a dog splash pad, playgrounds, and an on-site restaurant. A vibrant monthly event calendar brings neighbors together with live music, themed nights, and community gatheringsthe kind of place where cheers-style vibes are real, everyone knows your name. . . and often your drink. This isn't just a home. It's a lifestyleintentionally designed, beautifully upgraded, and effortlessly fun.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,297
  • Acreage: 0.11
  • Est. Taxes: $5,270
  • HOA Fee: $601 Quarterly
  • Water Front: Yes
  • Appliances: ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater
  • MLS#: 2125983
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/2125983/40killarneyavenue_stjohns_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40 KILLARNEY Avenue, St Johns, FL, 32259

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.403% 6.508% 5.668%
Monthly Tax Payment $439 $439 $439
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,635 $2,745 $3,566
Total Monthly Payment $3,166 $3,276 $4,097

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.