3023 ADAMS CROSS DRIVE, Zephyrhills, FL, 33540 | $380,000

This is one of those homes that just feels right the moment you walk in.
Tucked inside the desirable Cobblestone community, this 3-bedroom, 2. 5-bath new construction home delivers the kind of layout and livability buyers quietly hope to find—but don’t always expect. The open design creates an easy flow from the main living space into a light-filled kitchen that works just as well for casual mornings as it does for hosting without effort. Granite countertops, stainless steel appliances, and clean lines give the space a polished, timeless feel without trying too hard.
Upstairs, the home shifts into a more private rhythm. All three bedrooms are comfortably sized, with soft carpeting that instantly makes the space feel settled. The primary suite is calm and uncluttered, featuring dual sinks, a private bath, and closet space that actually keeps up with real life. A full laundry room upstairs—washer and dryer included—adds one of those everyday conveniences you don’t think about until you have it.
Life here extends beyond the front door. Residents enjoy access to a community pool, playground, and clubhouse—spaces that naturally fit into weekends and evenings without needing a reason. A two-car garage keeps things simple, while quick access to major highways makes commuting, shopping, and dining feel effortless. Wesley Chapel’s retail and dining options are close enough to enjoy, far enough to avoid the congestion.
Move-in ready, thoughtfully designed, and quietly impressive, this home isn’t trying to be everything—it’s simply the right balance of comfort, location, and ease. If you’ve been waiting for a place that makes sense the moment you see it, this may be the one worth stepping inside.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,200
  • Acreage: 0.11
  • Est. Taxes: $7,215
  • HOA Fee: $160 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • MLS#: TB8464996
  • Days on Market: 125 days
  • Website: https://www.raveis.com
    /prop/TB8464996/3023adamscrossdrive_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2026 12:32:56 PM)
Listing courtesy of SUNCOAST REALTY SOLUTIONS, LLC   Phone: 813-280-4510

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3023 ADAMS CROSS DRIVE, Zephyrhills, FL, 33540

$380,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $304,000 $304,000 $304,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $601 $601 $601
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,821 $1,897 $2,504
Total Monthly Payment $2,497 $2,573 $3,180

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.