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**Sellers are offering a 5. 5% INTERESTED RATE** Welcome to 3663 Arbordale Loop, a beautifully crafted home with OVER $80, 000 in upgrades. This home is located on a NORTH FACING CORNER LOT with no rear neighbors in the gated Riverside Oaks community in Sanford, Florida. Built by Toll Brothers, this highly desirable Ferncroft floor plan showcases premium craftsmanship, open-concept living, flexibility, abundant natural light, and designer finishes and upgrades throughout. Featuring four bedrooms, TWO DEDICATED OFFICES, a formal dining space, and a LARGE SECOND FLOOR LOFT.
Enjoy carpet free living in a flexible floor plan with countless upgrades which include: LVP and wood like tile flooring, a reverse osmosis system, CUSTOM BUILT CLOSETS in the primary suite, and UPGRADED LIGHTING, UPGRADED KITCHEN CABINETS, and . The Ferncroft floor plan is extremely rare and flexible offering multiple rooms that can be easily converted into a 5th BEDROOM, a playroom, and so much more. Enjoy the COMMUNITY POOL, cabana, playground, dog park, and private access to the St. Johns River, creating the perfect blend of comfort and Florida outdoor living. Riverside Oaks is one of Sanford’s most desirable communities, known for its peaceful environment, modern homes, and strong attention to detail. This prime location places you minutes from the Sanford Riverwalk, downtown Sanford’s dining and entertainment scene, major highways, and the nearby SunRail station for easy commuting into Orlando. This combination of luxury construction, gated privacy, and convenient access to local attractions makes 3663 Arbordale Loop an exceptional opportunity in Central Florida. This home offers the ideal balance of upscale living and everyday convenience and perfect for buyers seeking space, style, and a thriving community lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$787,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $629,600 | $629,600 | $629,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $285 | $285 | $285 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,877 | $3,975 | $5,228 |
| Total Monthly Payment | $4,254 | $4,352 | $5,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.