354 QUIET WAY, Palmetto, FL, 34221 | $125,000

This well-maintained home offers peace of mind with numerous thoughtful updates completed over the years and the added benefit of a low HOA in a land-owned co-op community. The kitchen was fully renovated in 2019, featuring new cabinetry, countertops, sink, appliances (refrigerator, microwave, stove, and dishwasher), and a complete electrical rewire. Flooring has been updated throughout, including the living room, kitchen, bath (2019), and spare bedroom (2024).

Major system improvements include a new furnace and air conditioning system in 2024, a new window AC unit in the spare bedroom (2024), and a washer installed in December 2024. The Florida room features a new ceiling (2023) and an all-weather roof added in 2014. Exterior updates include fresh paint completed in 2024 using Sherwin-Williams paint, new concrete poured around the side and back of the home (2020), and roof hardware updates with new screws, extra support posts, and ratchet straps added in 2025. The home is equipped with a Down & Anchor Barrier system, which helps secure the structure to the ground and provides added protection during high-wind events.

Centrally located with easy access to many of the area’s beautiful beaches, golf courses, scenic trails, and nearby preserves, this move-in-ready home offers both comfort and convenience - an excellent opportunity to enjoy the Florida lifestyle.

Features

  • Amenities: Clubhouse, Pool, Shuffleboard Court, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room, Outside
  • Year Built: 1969
  • Heating: Central, Electric
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 965
  • Acreage: 0.09
  • Est. Taxes: $816
  • HOA Fee: $212 Monthly
  • Adult Communities: Yes
  • Elem. School: Palm View Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4678665
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/A4678665/354quietway_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/11/2026 11:02:10 PM)
Listing courtesy of PREFERRED SHORE   Phone: 941-999-1179

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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354 QUIET WAY, Palmetto, FL, 34221

$125,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $100,000 $100,000 $100,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.168% 5.541%
Monthly Tax Payment $68 $68 $68
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $560 $599 $804
Total Monthly Payment $703 $742 $947

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.