2158 FALLS CIRCLE, Vero Beach, FL, 32967 | $640,000

Welcome to your private waterfront retreat in The Falls at Grand Harbor—one of Vero Beach's most sought-after gated communities. This unique courtyard-style residence seamlessly blends coastal elegance with thoughtful design, offering an enviable Florida lifestyle just moments from pristine beaches.
The main home features 2 bedrooms and 2 full bathrooms in a thoughtfully designed split floor plan. The heart of the home is an expansive living and dining area that opens effortlessly to a generous screened lanai overlooking peaceful water views—your front-row seat to golden sunrises and painted sunset skies.
What truly sets this property apart is the private cabana suite with 1 bedroom and 1 full bathroom, accessible through your walled paver courtyard. This self-contained retreat is perfect as a guest suite, home office, art studio, or income-generating opportunity. The intimate brick paver courtyard creates a resort-like atmosphere ideal for al fresco dining, entertaining, or simply unwinding in your own tropical sanctuary.
Meticulously maintained and move-in ready, this 2, 489 sq ft home (3, 714 sq ft total) has been thoughtfully updated with a brand-new A/C system (2025), fresh interior and exterior paint, professionally cleaned carpets, and a pressure-washed roof. The two-car attached garage, tile and ceramic flooring, and beautifully appointed outdoor living spaces complete this exceptional offering.
Located minutes from Vero's renowned beaches and surrounded by excellent shopping, dining, and essential conveniences, this home delivers the quintessential Florida lifestyle—where tranquility, natural beauty, and modern comfort converge.
Your waterfront escape awaits. Schedule your private showing today.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 54.56 x 146.75
  • Laundry: Inside
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,489
  • Acreage: 0.21
  • Lot Size: 54.56 x 146.75
  • Est. Taxes: $11,132
  • HOA Fee: $601 Monthly
  • Pet Policy: Dogs OK, Number Limit
  • Appliances: None
  • MLS#: O6375207
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/O6375207/2158fallscircle_verobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/25/2026 11:12:16 AM)
Listing courtesy of KARA MONEY LLC   Phone: 407-697-9630

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2158 FALLS CIRCLE, Vero Beach, FL, 32967

$640,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $512,000 $512,000 $512,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $928 $928 $928
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,867 $3,066 $4,116
Total Monthly Payment $3,887 $4,086 $5,136

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.