|
Welcome to this fully renovated, like-new coastal contemporary waterfront townhome in the coveted Sunset Bay community—an exclusive 30-residence boutique enclave with no short-term rentals, ensuring privacy, tranquility, and true neighborhood charm. Perfectly positioned along the Intracoastal Waterway, this 3-bedroom, 3-bath residence offers panoramic water views, a private boat slip with 12, 000-lb lift, and effortless indoor-outdoor living designed for the discerning coastal buyer.
Spanning 1, 656 square feet, this furnished retreat is bathed in natural light and showcases fresh coastal hues throughout. The dramatic atrium entry leads to an awe-inspiring main level featuring an expansive open-concept living and dining space, porcelain tile floors, and fireplace—all opening to a waterfront balcony overlooking the Intracoastal waterway and your boat dock.
The chef-inspired kitchen is both elegant and functional with shaker cabinetry, natural stone countertops, a generous breakfast bar, dual-zone beverage fridge, tile backsplash, and stainless-steel appliances—ideal for entertaining without missing a moment. A main-level ensuite bedroom serves beautifully as a guest suite or home office.
Upstairs, the primary suite is a true sanctuary with vaulted ceilings and a private waterfront balcony. The designer bath features soaring ceilings, a skylight, and a stunning coastal-inspired transformation. A third ensuite bedroom enjoys views of the resort-style pool and spa just across the street.
Additional highlights include:
• Two waterfront balconies
• Extended lower-level travertine patio
• Oversized tandem garage (perfect for gym, workshop, or beach storage)
• Porcelain plank tile throughout
• Patio misting system
• Pet-friendly (large dogs welcome)
Recent Upgrades
• New Hot Water Tank (2025)
• New Front Door (2025)
• HVAC System (2019)
• New Lift Control Box – 12, 000 lb (2024)
• Hurricane Windows & Doors (2016/2025)
• Kitchen Remodel (2016)
• Third Floor & Bathrooms Renovated (2019)
• New Roof (2014 – 20-year warranty)
• Exterior Paint (2018)
• New Seawall, Boardwalk, Electrical & Docks (2021)
HOA Includes – $833. 69/month (No increase for 2026):
• ALL insurance (Hurricane, Flood, Hazard & more)
• Exterior maintenance & landscaping
• Termite & pest control
• Community heated pool & hot tub
• Water, sewer & trash
• Dock & common area electric
• Reserve funds for major capital improvements.
Located in the heart of Indian Rocks Beach, this golf-cart-friendly coastal town offers parks, playgrounds, boat ramps, vibrant dining, boutique shopping, and easy beach access—just a short stroll away. Convenient to Tampa, Pinellas County, and nearby airports.
This is luxury waterfront living without the chaos of short-term rentals—where elegance meets peace of mind.
Your private coastal retreat awaits in Sunset Bay.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.289% | 6.259% | 6.203% |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,022 | $4,132 | $5,738 |
| Total Monthly Payment | $4,414 | $4,524 | $6,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.